PC Financial PC Financial: Get the New PC Money Account and Earn PC Optimum Points Anywhere You Shop Earn PC Optimum Points with the PC Money Account!
get this dealEarn PC Optimum points wherever you shop with a new bank account from PC Financial, because they've launched their new PC Money Account and you can apply online now!
The PC Money Account is a self-serve everyday banking account with unlimited transactions, no minimum balance, no monthly fees and integration with PC Optimum -- one of the most popular loyalty programs in Canada. The account is similar to a conventional debit account, but cardholders can only make payments wherever Mastercard is accepted and cheques cannot be written or deposited.
The most notable feature is its integration with PC Optimum, as you'll earn 10 PC Optimum points per dollar spent anywhere, including online. We've listed a few other PC Optimum bonuses below.
- 10 PC Optimum points per dollar spent anywhere you shop
- 25 PC Optimum points per dollar spent at Shoppers Drug Mart
- 1000 PC Optimum points for each monthly bill payment over $50.00 (maximum of five per month)
- 10,000 PC Optimum points on your first purchase over $50.00 (one time only)
- 10,000 PC Optimum points when you link an external bank account (one time only)
- 25,000 PC Optimum points when you setup direct deposit (one time only)
The PC Money Account is the first bank account from PC Financial since their partnership with CIBC ended in August 2017. Since then, they've only offered a lineup of PC Financial credit cards.
Enrollment is available now online or through the PC Financial Mobile app (Android, iOS) -- click here to learn more about the PC Money Account.
Showing 40 Most Recent Comments
View allToday, every hour or so, each of our accounts has been getting points dropped in here and there from random dates.
They were not there last night at 2:00 am
The majority are from PCMC, back to feb 8th to 16th, one from the 18th and a couple have been for PCmoney BP's.
So far about half of our missing points have come in.
They are not coming in by order of purchase date, but are being dated and placed in the PCO queue as they normally would occur, except with a mystery 1 to 2 week delay instead of 2-3 days.
Hoping they will all have trickled in by the end of day.
Cheers.
Interestingly, points transaction history is only showing the first 2K points earned from bill payments.
It's not just PC money that 's been holding back points since feb 8.
PCMC has also not paid out any points to us since feb 8.
Last PCMC entry on one account was on the 7th and the other was on the 6th.
Note that all PCMC transactions have cleared pending but have not "yet" shown up in our PCO accounts.
Some personal offers today and a redemption at Atl. superstore, all worked and show fine in PCO.
As per your experience, our bonuses for PC MONEY bills paid prior to the 8th have been awarded but bills paid after, have not.
Cheers
I think it's just a delay in their backend system... maybe a server got restarted, and the processor that gives out points for bill payments didn't restart or something. I figure it'll get sorted in due time. But this delay is much longer than any other that I can recall (in the past, people started to post about the issue if points weren't received within 4-5 days, and it's now been ~10 days).
Have they finally turned that feature off? Or targeted some accounts that for years essentially used the PC Money accounts essentially only to get free points by paying bills?
Edit: figured it out, somehow a third e-transfer of $3000 was queued up that was over the limit, that was in queue since the 14th, somehow I had beaten it with my own manual $3000 e-transfer on the 15th. I had to call them to cancel it. No idea how it happened, I didn't know it could queue up an e-transfer when you've already hit your send limit for the 24hrs, or that one could simply sit there in limbo and plug the account. Now I have to wait until Tuesday for my money to be released...
I balance xfer'd a tangerine card to pc money, over the last 2 days I e-transfered $3k limit out and went to get the last $2k after waiting 24hrs, but it now shows $0, with no history showing of it going anywhere or doing anything, and nothing under pending. No holds, just showed $1785 earlier in the day then later in the evening $0.
Funds usually come back around 2 business days, but if you initiated it early enough (e.g. in the morning), it isn't too surprising to see the funds later the next day.
(BTW, I've moved my reply to this thread, which is more appropriate for discussion of the PC Money Bill Payments, instead of cluttering up the PCF WE MC thread...)
Earlier today, the problem has been fixed without any message so far. I have been testing it on a daily basis during their work at the back.
The desktop/web interface pretty much follows the same workflow, except the "Move Money" button is in the upper right corner:
"Oops” as the header and the message is "Something went wrong on our end. Please try again later. [#020001]" with a red OK button on the bottom right.
I doubt it has anything to do with the number of saved billers. I can add other billers and I can pay to the saved same biller. However, the error came out again when attempting to edit the same biller. I guess it is something wrong with this particular biller.
Sent a message to them and they have converted that to a complaint on behalf of me and asked the following questions for further investigation:
When I saw the subject, I thought they were announcing an increase to the Interac e-Transfer limits (which would be much more useful), but they are unchanged. Here are the limits as of now:
Will double check again.
Update: found the button (+) to add more link.
It seems only 1?
Just wanted to know if this kind of EFT is permitted by PC Money.
(I know it is possible to link my PC Money to EQ Bank from PC Money so I could do a push from PC Money to EQ Bank.)
For payroll, I've always gotten points immediately after the payroll deposit (generally around 4pm MT every other Thursday, for me), without any delay.