Target Target Debit Card and Credit Card: 5% off all Purchases at Target, No Annual Fee + Rewards Target Debit Card and Credit Card
get this dealTarget is just weeks away from opening their doors in Canada and if you're planning on doing a lot of shopping there, you might want to check out their Target Debit Card and Target RBC MasterCard offers! Here's a look at what's available:
The Target RedCard is a debit card that will debit your existing personal chequing account. Like any debit card, it's secured with a PIN. The most compelling feature of the card: you'll get 5% off every Target purchase you make -- as long as you're using the Target RedCard as your form of payment. The RedCard can only be used as payment at Target, so it won't be replacing your regular, bank-issued debit card.
The Target RBC MasterCard is a MasterCard with no annual fee. Like the debit card, it gives you 5% off every Target purchase, as long as you're using the Target MasterCard as your form of payment. It also provides .5% cash rewards on all purchases (outside of Target) as well as purchase security and extended warranty insurance.
Either card can be applied for online or in-person (either at Target for the debit card or an RBC location for the credit card). And if you're wondering where the nearest Target location will be, check this page. Some locations are opening as early as next month, with many more slated to open later in 2013. Obviously, you'll want to weigh the options -- and your own personal finances -- before opening a new credit card, but with 5% off all purchases it's certainly something to consider.
Showing 40 Most Recent Comments
View allTarget® Debit Card privacy policy
Types of personal information we collect may include:
-information to prove your identity and perform a credit check such as your Social Insurance Number (optional) or date of birth
We primarily collect personal information directly from you. However, we may also collect your personal information from others, such as credit bureaus, financial institutions, references you provide, affiliates, or other companies where you have consented or where otherwise permitted by law.
Its similar to any points rewards system. They gave you discount in exchange for data on what a particular customer buys.
djino
My question is... what's in it for them? We get 5% off, what do they get out of that?
Looking for a catch lol
When you apply for the debit card instore do you get it right away or do they still mail it to you?
Congratulations! Your application for Target‡ RBC® MasterCard‡ has been approved1.
We will contact you if we require more information regarding your application.
You will receive your card within 7 to 10 business days, along with a letter providing detailed
information about the card’s features.Please contact us at 1-800-769-2512, if you do not receive
your card within that time.
Thank you,
RBC Royal Bank
1Approved applications may be subject to further review.
Out of curiosity, has anyone had an application reviewed by RBC, then declined? Or is this just a generic message everyone gets after online instant approval?
I am not a current RBC client.
Alberta (10) Calgary - Chinook Centre Calgary - Forest Lawn Shopping Centre Calgary - Market Mall Edmonton - Bonnie Doon Shopping Centre Edmonton - Mill Woods Town Centre Edmonton - West Edmonton Mall Grande Prairie - Prairie Mall Red Deer - Bower Place Sherwood Park - Sherwood Park Mall St. Albert - St. Albert Centre
British Columbia (9) Campbell River - Discovery Harbour Shopping Centre Coquitlam - Coquitlam Centre Cranbrook - Tamarack Mall Delta - Scottsdale Mall Kamloops- Sahali Centre Mall Langley - Willowbrook Shopping Centre Nanaimo - Nanaimo North Town Centre Vernon - Village Green Mall Victoria - Tillicum Centre
Manitoba (3) Brandon - Shoppers Mall Winnipeg - Kildonan Place Shopping Centre Winnipeg - Southdale Centre
Prince George and Shawnessy in Calgary open next week.
http://www.sacbee.com/2013/05/06/539839 ... ening.html
Also, not sure if anyone has commented on this, but I used the Target MC at a Toronto store this week to purchase Esso giftcards, and can confirm 5% off on those.
When I converted my RBC visa card to RBC Target card, got it in the mail, got no pin, it just said use your existing pin. My Visa pin didn't work on the card. I called, they didn't know what pin it would be, suggested I try my debit card pin instead. Tried that, still didn't work. I had to go into the branch, bring 2 forms of ID, and set a pin on the card. I wasted 3 trips and 3 phone calls for nothing. Every other bank I deal with mails you a pin or lets you call in on a secure line and set or retrieve a pin. Going into a branch to set a pin is one thing, but calling in and asking "am I getting a pin for this card or what", and getting the wrong answer on two separate calls is unacceptable. They should have told me on my first call that I needed to go into a branch to set a new pin. Instead, they gave me wrong information. That is bad customer service.
As part of its distinctive brand shopping experience, Target is excited to bring its REDcard loyalty program to Canada. Target REDcards for Canada include:
The Target RBC MasterCard can be used anywhere MasterCard credit cards are accepted including Target stores in the U.S. (however, international service fees may apply). REDcard Rewards 5% savings will apply to purchases at Target stores in both Canada and the U.S.
The Target Debit Card issued by Target Canada Co. can be used at Target stores in Canada.
There are three REDcard products issued in the U.S.:
Target Visa Credit Card: Used anywhere Visa credit cards are accepted, including Target stores in Canada. REDcard Rewards 5% savings will apply to purchases at Target stores in both the U.S. and Canada.
Target Credit Card: Used only at Target stores in U.S.
Target Debit Card issued in U.S.: Used only at Target stores in U.S.
That was 2+ weeks ago.
I had to call them again to follow up on the card; was told the branch got the card - what happened to the branch calling me to tell me the card was ready for pickup?!
Showed up at new branch, and was told to come back later with my wife since she needs to sign the documentation too (she is a supplementary holder)?! The confirmation letter and call center never mentioned anything about both parties being required to be there... and she is a supplementary (authorized user) not a joint account holder!
One hour later I was able to walk out of the branch with 1 of 2 cards.
Oh, and they almost kicked me out of the branch again without completing the activation process for me.
If you are a new, non-existing RBC client, make sure the branch does the activation because the temporary PIN is NOT included in the package.
What a hassle - it was a huge PITA to get the crappy card.
Not a good impression for a first time customer - I sure won't want to deal with RBC anymore than I have to.
Sheesh.
I wonder how strict they'll be. Wal-Mart advertises that they PM, but you have to bring in a physical flyer to actually get a PM (as opposed to BB or FS, where you can PM an online deal).
I'm curious as to how Target will handle it