TD Bank TD Canada Trust: Get $300.00 When You Open a New TD Chequing Account Get $300 When You Open a TD Chequing Account!

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Get some summer spending money with this bonus offer from TD Canada Trust, because you can get $300.00 when you open a new TD Chequing Account!

There are two accounts eligible for the bonus -- the TD Unlimited Chequing Account and TD All-Inclusive Banking Plan. Both accounts offer unlimited transactions and other perks, with monthly fees of $15.95 (waived with a balance over $4000.00) and $29.95 (waived with a balance over $5000.00), respectively.

You can enroll online or in a TD Canada Trust branch and you must complete any two of the following in order to be eligible for the $300.00 bonus.

  • Online Bill Payment -- make an online bill payment of at least $50.00 through EasyWeb or the TD app before November 15, 2019
  • Recurring Direct Deposit -- set up a recurring Direct Deposit from your employer, pension provider or the government before November 15, 2019
  • Recurring Pre-Authorized Debit -- set up a recurring Pre-Authorized Debit of at least $50.00 before November 15, 2019

Once complete, the $300.00 bonus will be deposited into your account within 12 weeks.

This offer is available to new or qualifying TD Canada Trust customers until September 20 -- click the Legal tab at the bottom of the promo page to view the complete terms and conditions for this offer.

111 Comments

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    • Is anyone going to try get the scotia one and this one at the same time? Do employees have the option of splitting their recurring deposit between two bank accounts?
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    • Thanks OP, looks good.

      BTW, near as I can tell, no monthly fee on the chequing account if you maintain a $4000 balance each day of the month, and no fee for the banking plan if you maintain a $5000 balance.

      cheers

      asdf
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    • Nice! Come back again! Thanks op
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    • The following Individuals are not eligible for the $300 cash offer:
      (iv) Already have a TD chequing account or Youth Account or had either one of these accounts that was closed on or after June 3, 2018
      Whelp, that's me out, but good luck to the rest of you!
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    • KenyanRunna wrote:
      Jun 3rd, 2019 8:31 pm
      Is anyone going to try get the scotia one and this one at the same time? Do employees have the option of splitting their recurring deposit between two bank accounts?
      To do both at the same time, means you have to invest atleast $4000 in each to waive fees.

      Splitting up your pay cheque just depends on where you work. At my place we're allowed to split percentage or fixed amounts.
    • Report Post
    • Didn't get the $500 offer last time and it's only $300 now :(
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    • Don't see anything mentioning how long you have to keep the account open for after you receive the $300 bonus
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    • Any old timers jumping on this deal?

      Last time they had the same lingo and I still got the bonus. I am thinking whether I should try my luck.
    • Report Post
    • Waiting for 2022 to churn this again. Super easy. Downside is most TD CT cards are FYF now so AI chq account to get AF waiver on premium card through a churn is point moot.

      Since we're still on the first page, I'll share the easy method while skipping payroll...
      1. make sure you have a CTFS MC, an AmEx, OR PayTM (at least one of the above)
      2. Please tell me you already bank with Simplii, Tang, EQ, or anything that does external account linking (Motive, Meridian, etc.). If not, sign up for one of those and loot that welcome bonus, too
      3. If you have nothing with TD CT, go to branch and open a savings account that gets one free withdrawal per month. You could open the chq account in branch, too, but probably not worth the time spent in branch. Make sure you get the direct deposit form for the savings account with teller stamp before you leave
      4. Do your external account linking to the savings account (this IS important). Simplii will require the stamped PAD form. Tang will require PAD credentials for micro-deposits (same as EQ). Fund that account with $4/5k depending on which chq account you'll churn
      5. Once you have the $$ in the savings account, call in or log into EasyWeb. Add the chq account. Grab PAD info. Move $$ from savings to chq. This will ensure you'll get monthly fee waiver off the bat (saves you a phone call or two)
      6. fund the account with the extra $100+. Bill pay $50+ in EasyWeb to a house bill or another CC
      7. PayTM: log into EasyWeb embedded inside PayTM to add chq account. For CTFS or AmEx, log in and initiate a one time payment of $50+ initiated with chq account credentials while logged into CTFS or AmEx. For PayTM, setup bill pay of $50+ to utility or CC bill of your choice going out from TD chq account. As per T&C on current promo, has to be done at least monthly until you get the welcome bonus. Keep this in mind (you can even post-date PayTM bill pays) and make sure you maintain account funding if you wish to avoid monthly fee
      8. Hang tight and wait for your $300
      9. Upon receiving the $300, move the $$ to savings ($4,300 or $5,300). Call to close chq account. Log into your other banking (Simplii, Tang, etc.) and pull the money from the linked TD account
      10. You made $300 on minimal effort

      Edit: I'm at a close race with OP on upvotes. Happy churning RFD :lol:
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    • So TD, unlike Scotia, has no minimum time-to-open requirement right? (ie. I can hit and run this without keeping my account opened for 12 months?)

      I'm finally eligible for one of these offers (I think anyways)...
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    • sports1 wrote:
      Jun 3rd, 2019 10:38 pm
      So TD, unlike Scotia, has no minimum time-to-open requirement right? (ie. I can hit and run this without keeping my account opened for 12 months?)

      I'm finally eligible for one of these offers (I think anyways)...
      I want to know this as well
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    • sports1 wrote:
      Jun 3rd, 2019 10:38 pm
      So TD, unlike Scotia, has no minimum time-to-open requirement right? (ie. I can hit and run this without keeping my account opened for 12 months?)

      I'm finally eligible for one of these offers (I think anyways)...
      Oni-kun wrote:
      Jun 3rd, 2019 10:40 pm
      I want to know this as well
      In my case last year, took 11-12 weeks to get my $300 (got the offer as targetted via email). Those who took the public offer a few months later got the $300 much faster. CSR's told them they had to keep the account for 3+ months to avoid clawbacks, but I have no way of knowing whether that's true.

      Definitely no need to keep for 12 months.
    • Report Post
    • thollhem wrote:
      Jun 3rd, 2019 8:54 pm
      To do both at the same time, means you have to invest atleast $4000 in each to waive fees.

      Splitting up your pay cheque just depends on where you work. At my place we're allowed to split percentage or fixed amounts.
      You are guaranteed a 7.5% return. I dont know why every single eligible Canadian isn't doing this.
    • Report Post
    • scoper wrote:
      Jun 3rd, 2019 8:27 pm
      Open a TD Unlimited Chequing Account or TD All-Inclusive Banking Plan and you could get $300
      1
      Open an account : Open a TD Unlimited Chequing Account or a TD All-Inclusive Banking Plan between June 3, 2019 and September 20, 2019.

      Set up services : Set up and complete any 2 of the following services for your new TD account by November 15, 2019.

      Recurring Direct Deposit from your employer, pension provider or the Government

      Recurring Pre-Authorized Debit for at least $50

      Online Bill Payment of at least $50 on EasyWeb or the TD App

      Terms:

      1The $300 cash offer is available to Canadian residents that do not have an existing TD chequing account, that are the age of majority at time of account opening in their province or territory who:
      (a)Open a TD All-Inclusive Banking Plan or a TD Unlimited Chequing Account between June 3, 2019 and September 20, 2019 (the “New Account”), and
      (b) Complete any two of the following with the New Account:
      (1) Set up a Recurring Direct Deposit from their employer, pension provider or the Government with the first deposit posted to the New Account before November 15, 2019. The Direct Deposit must occur either weekly, biweekly, monthly or twice per month;
      (2) Make an Online Bill Payment through EasyWeb or the TD app, minimum $50 before November 15, 2019;
      (3) Set up a Recurring Pre-Authorized Debit, minimum $50 with the first pre-authorized debit posted to the New Account before November 15, 2019. Pre-authorized Debit must occur either weekly, biweekly, monthly or twice per month.
      Whether or not a Recurring Direct Deposit is acceptable for this offer is subject to our approval.
      The following Individuals are not eligible for the $300 cash offer:
      (iv) Already have a TD chequing account or Youth Account or had either one of these accounts that was closed on or after June 3, 2018; or
      (v) Received any chequing account offer from TD in 2016, 2017, 2018; or
      (vi) Are TD staff members or joint with a TD staff member,

      For any New Account that is a joint account, at least one account holder on the New Account must meet the eligibility requirements. Limit of one $300 cash offer per customer per New Account. The New Account must still be open, in good standing, with all conditions continuing to be met when the $300 is deposited to the New Account. The monthly fee for the New Account cannot have been waived or rebated for any reason, other than maintaining the minimum monthly balance or receiving a seniors' rebate, and the type of account cannot have changed, before the $300 is deposited to the New Account. The $300 will be deposited to the New Account within 12 weeks after all conditions have been met. We can change, extend or withdraw the $300 cash offer at any time, and it cannot be used in conjunction with any other offer or discount for the same product, except the New to Canada Banking Package. All amounts are in Canadian dollars unless otherwise noted. Other conditions may apply.
      can you skip the monthly fees by having a minimum balance?
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    • tripleflip wrote:
      Jun 4th, 2019 1:12 am
      can you skip the monthly fees by having a minimum balance?
      Yes, $4K for the Unlimited, $5K for the All-Inclusive.
    • Report Post
    • tripleflip wrote:
      Jun 4th, 2019 1:12 am
      can you skip the monthly fees by having a minimum balance?
      Yes, it's $4k or $5k depending on which of the two chq account options you pick. The all inclusive is $5k. Might be pointless since most of their CC's offer FYF right now, so the other chq account at $4k min balance should do the trick.
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    • titaniumtux wrote:
      Jun 4th, 2019 6:12 am
      Yes, it's $4k or $5k depending on which of the two chq account options you pick. The all inclusive is $5k. Might be pointless since most of their CC's offer FYF right now, so the other chq account at $4k min balance should do the trick.
      whats FYF?
    • Report Post
    • tripleflip wrote:
      Jun 4th, 2019 10:26 am
      whats FYF?
      First
      Year
      Free

      There's a sticky in CC's on acronyms.
    • Report Post
    • I just closed my TD Chequing Account on the 29th, LOL.
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    • How to avoid credit hit?
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