Capital One has recently introduced a new cashback credit card that will be a good fit for a lot of consumers out there. The Capital One Aspire Cash Platinum MasterCard has no annual fee and offers cashback on all purchases (1% with an annual 20% cashback bonus for 1.2% total). Here's a closer look:

• 1% cash rewards on all net purchases
• 20% extra cash rewards every year
• $50 bonus cash reward on your first purchase
• Ability to add an authorized user for $0
• Platinum perks including travel benefits (baggage delay, travel accident insurance, car rental collision/damage) and extended warranties (double the manufacturer warranty up to 1 additional year)
• $30k minimum personal income

With no annual fee, modest requirements, and some good perks, this is good general-use credit card. If you're not at a point where you qualify for or need more robust options like the very popular Capital One Aspire Travel World MasterCard, the Aspire Cash Platinum makes a lot of sense. You get platinum benefits, won't be restricted by redemption tiers, and you get a straight cash reward with no fuss.

It's worth noting that Capital One has also launched the higher end Aspire Cash World MasterCard as well.

To do more research, check out the RedFlagDeals.com Credit Card Comparison Tool as well as the discussion thread in our personal finance forums.

If you're looking for a travel rewards credit card, Capital One has emerged with a very strong offering. The Capital One Aspire Travel World MasterCard comes with a lot of perks and looks to be one of the strongest options available. Here's a look at the primary features:

• $120 annual fee
• 2 miles per $1 spent on all purchases (including travel that you redeem points on)
• sign-up bonus of 35,000 miles when you make your first purchase
• anniversary bonus of 10,000 miles annually
• extended warranties and price protection
• comprehensive travel insurance (accident, car rental, travel emergency medical, flight delay, trip interrupt, trip cancellation, baggage loss, baggage delay)
• option to redeem reward miles for cash or gift cards
• annual interest rate of 19.8%
• minimum household income of $60,000 required to apply

The annual 10,000 reward miles bonus takes care of most of the $120 annual fee (leaving $20) and the robust travel insurance is a big enticement. The sign-up bonus is definitely pretty juicy as well. Reward miles can be put toward a wide variety of travel costs -- flights, hotels, vacation packages, train, bus, cruises, and car rentals. The notable restriction is that there are set redemption tiers up to $600, at which point the redemption is just 100 points per dollar.

Overall, it's a very flexible travel rewards card. If you are careful about how you redeem miles, you can have a return rate around 2%. That, along with the other perks (travel insurances, extended warranties, and the option of 1.5% cashback for instance) make this worth checking out.

To do more research, check out the RedFlagDeals.com Credit Card Comparison Tool.