Who do you currently bank with?

Who do you currently bank with and why?

I bank with CIBC because that was where I opened my first chequing account.

Your poll sucks.

Originally Posted by CCCC3333

Your poll sucks.

+1 ... should of made it that a person can have multiple selections, because alot of people banks with more than 1 bank for their day to day banking.

Or ask who your primary bank is.

Primary Bank: PC Financial

They provide what I need for no fees and no minimum deposit.
I never had a problem with the customer service for their banking or MC product.

i bank with every bank on that list

...and hopefully i can rid of rbc soon.

Originally Posted by angel_wing0

i bank with every bank on that list

...and hopefully i can rid of rbc soon.

out of that list, i'm only missing RBC. What are some ways to avoid RBC fees? because they don't have minimum amount to waive monthly fees

Originally Posted by hhh

out of that list, i'm only missing RBC. What are some ways to avoid RBC fees? because they don't have minimum amount to waive monthly fees

if the multi product rebate wont waive it for u, then there is no way. Unless u have loads of investments with them.

Originally Posted by hhh

out of that list, i'm only missing RBC. What are some ways to avoid RBC fees? because they don't have minimum amount to waive monthly fees

I get a $3.95 fee and a $4 credit on my rbc bank usa checking account AND my Royal Bank chequing account too. There is a multi product rebate available.

Originally Posted by Jucius Maximus

Primary Bank: PC Financial

They provide what I need for no fees and no minimum deposit.
I never had a problem with the customer service for their banking or MC product.

Me too. I really like PCF.

I also bank with Bridgewater Bank for my mortgage - another bank with great service but no chequeing accounts.

My kids' have accounts and RESPs with TD. Hate going in that bank. Customer service sucks if you do anything out of the ordinary - I only have kids' accounts and RESPs you wouldn't think it could get that complicated but apparently it is.

Originally Posted by jason9945

I get a $3.95 fee and a $4 credit on my rbc bank usa checking account AND my Royal Bank chequing account too. There is a multi product rebate available.

i can see myself getting a credit card with them but they will need a combination of Credit Card AND some kind of investment with them, which i don't see myself doing...

Originally Posted by hhh

i can see myself getting a credit card with them but they will need a combination of Credit Card AND some kind of investment with them, which i don't see myself doing...

What? Since when?

And you could just open a TFSA to get around the invstment requirement.

Originally Posted by hhh

i can see myself getting a credit card with them but they will need a combination of Credit Card AND some kind of investment with them, which i don't see myself doing...

Not all RBC Credit Cards are valid for this discount!
Most of the free ones don't count.

I switched my main banking account a few times in the last two years.

First it was PC Financial, for their no fee account and decent savings rate.

Second, was TD for their Select Service (can't beat the full service).

Third, was CIBC using their LOC (unlimited transaction and B&M bank access).

Fourth, was Citizens for their Chequing (I discovered they had the best international ATM rates).

And now I've settled on HSBC for Premier/DSA/LOC, I'm giving them a second chance and have been very happy so far that I will start to consolidate my accounts. (It helps I have a National Bank ATM right beside my home).

BMO. Used to used TD but was unhappy for a few different reasons. Now I use BMO for all my accounts and my mastercard and so far I am very happy!

One question... should I go into TD to close my chequing account or just leave it?