ticket for not surrendering insurrance card

i got tiket on wed. sept 16, i went to churchill in inisfil ontario satalite court with my ins. card on mon. sept 21 hoping to get first attendance meeting, i was told that they don't do that any more. they offerd to take my case as a walk in if i pleaded guilty that morning so i stayed and pleaded guilty and got fined $20 i figured that was ok well when i went to pay it in barrie ontario (the only place i could pay tcket at) they added $15 to the $20 fine now the fine is $35 and there is no way around it. not only do you pay a fine but also somekind of admin. fee, why am i paying taxes for. does this only happen in barrie or all of ontario.

Originally Posted by army1

i got tiket on wed. sept 16, i went to churchill in inisfil ontario satalite court with my ins. card on mon. sept 21 hoping to get first attendance meeting, i was told that they don't do that any more. they offerd to take my case as a walk in if i pleaded guilty that morning so i stayed and pleaded guilty and got fined $20 i figured that was ok well when i went to pay it in barrie ontario (the only place i could pay tcket at) they added $15 to the $20 fine now the fine is $35 and there is no way around it. not only do you pay a fine but also somekind of admin. fee, why am i paying taxes for. does this only happen in barrie or all of ontario.

Alright guys, I'll take the risk of lowering my IQ to translate.


-Guy gets ticket on Sept 16th 2009, a Wednesday, for not showing the officer an insurance card
-Location is not specified
-??????????????????
-Went to court at Churchill in Inisfil, Ontario on Sept 21 2009, the following Monday
-Brought insurance card to show, hoping to get an attendance meeting
-Was told that he could not do that anymore
-Was then told that he could walk in and take the case if he pleads guilty
-Waited and pleaded guilty later that day, fined $20, but did not pay at spot
-Went to Barrie to pay the $20 fine, where they added a $15 admin fee

-Wants to know why the taxes he pays for does not pay for his ticket

-Wants to know if it only happens in Barrie or also the rest of Ontario.








Damn that was hard.

Originally Posted by coriolis

-Went to Barrie to pay the $20 fine, where they added a $15 admin fee
-Wants to know if it only happens in Barrie or also the rest of Ontario.

Victim Surcharge of $10, plus $5 court costs.
Applies to all provincial offences tickets, that I am aware of.

-Wants to know why the taxes he pays for does not pay for his ticket

So does everyone else. Next time carry your insurance slip in the car when driving.

hi its nice to here your thoughts if $10 is for victim charge and $5 for court cost where does $20 fine go any ways my point was that no one told me about the surcharge and i went there expecting to pay only the fine. and what is a victims charge that sounds like gouging to me.

how did you get a ticket for no insurance card?
what did they pull you over for initially?
kinda cheap to write you up for that.

hi actng. thanx for reply here's what happend. the officer was following me on side road (very quite road) for about 2 km going home 8:30pm.( i actually thought it was a friend of mine we had just come from golf course) the road i was on came to a dead end you iether had to make a right or left. i stopped at stop sighn and steered right, so he knew i was making right turn.i made a right turn with out signal thats why he stopped me (i was going to let him pass me).my ins. recently exp. and my wife had put the new card in our little mail holder (just forgot) i explained to him but he threaned to give me a no signal ticket.which i think means a lot more money. i am retired and live on a pension i don't make the money they do.i will take my lumps but i have lost some faith in the departments we pay taxes for to be fair and show a little espect.

Did the officer know you are retired from the army (as your username seems to indicate)? It's very unusual for a police officer to hassle someone who was willing to die for our country; he must have been having a bad night. Maybe put a Legion or Army sticker on your car.

Army issue aside, in many Ontario jurisdictions I've read about on this forum, charges like yours are usually dropped if you produce proof of insurance.

Next time follow the rules of the road and you won't get pulled over. You should be thankful he only gave you a ticket for the insurance and not for not signalling.

army1, the Victim Fine Surcharge was started to generate revenue for various support programs for victims of crimes. The surcharge applies to all provincial and federal fines - not just traffic tickets.

It is unfortunate that you got pulled over. I don't know the difference in fine amount between "Failing to signal" and "Failure to provide proof of insurance", but you definitely are better off with the ticket you got, since there is no demerit points for failing to provide proof of insurance, however, there would be 2 demerit points for failing to signal. Mind you, the points might not matter at the end of the day if you're nowhere near the dermit point limit, and they have no bearing on insurance.

Originally Posted by army1

hi actng. thanx for reply here's what happend. the officer was following me on side road (very quite road) for about 2 km going home 8:30pm.( i actually thought it was a friend of mine we had just come from golf course) the road i was on came to a dead end you iether had to make a right or left. i stopped at stop sighn and steered right, so he knew i was making right turn.i made a right turn with out signal thats why he stopped me (i was going to let him pass me).my ins. recently exp. and my wife had put the new card in our little mail holder (just forgot) i explained to him but he threaned to give me a no signal ticket.which i think means a lot more money. i am retired and live on a pension i don't make the money they do.i will take my lumps but i have lost some faith in the departments we pay taxes for to be fair and show a little espect.

What are you going on about? You couldn't show proof of insurance and so you were issued a ticket. That's as fair as they can get, otherwise they would have made an exception for you. If they make an exception for you, to be fair they would have to make an exception for everyone. Technically, to be fair you should have also been issued a ticket for failing to signal a turn. It sounds like your idea of fair is to give you a pass because you are retired and living on a pension.

you could've taken the ticket to the address on the back of the ticket to file a "notice of intention to appear".

then in several months time you will receive a court date.

you can then goto court with the ticket and insurance card in hand to show them that you had valid insurance at the time and usually they will drop the ticket.

either way, $35 seems cheap for that offense. I believe it's supposed to be $70+. it's not a huge deal because it won't affect your insurance since it's a document offense.

And it's a hell lot cheaper than a failure to signal/improper turn ticket.

Originally Posted by actng

...it's not a huge deal because it won't affect your insurance since it's a document offense...

Actually, quite the contrary. Failure to provide proof of insurance, is a conviction and is treated as such with most insurance companies - a minor conviction, as far as I know.

Originally Posted by kenchau

Actually, quite the contrary. Failure to provide proof of insurance, is a conviction and is treated as such with most insurance companies - a minor conviction, as far as I know.

nope it's a document offense with all the insurance companies i've come across.

Huh? They don't do first attendance meetings? What is a 'walk-in'? They don't negotiate plea deals at all or do they just do it the morning of your court date inside the courtroom before the JP enters? Could you not have asked to plead guilty to a lesser charge or to show your insurance and have the charge dropped, which happens rather routinely? If they don't do plea deals, there's no way any Crown could get through their day's docket in a day! That's just bizarre..

Originally Posted by Ray Oliver

Next time follow the rules of the road and you won't get pulled over. You should be thankful he only gave you a ticket for the insurance and not for not signalling.

Ugghh...another country heard from, with nothing new to say except to scold a complete stranger. You should patent that act you have of never making mistakes, though it must make you insufferable to be so perfect.

Originally Posted by army1

hi actng. thanx for reply here's what happend. the officer was following me on side road (very quite road) for about 2 km going home 8:30pm.( i actually thought it was a friend of mine we had just come from golf course) the road i was on came to a dead end you iether had to make a right or left. i stopped at stop sighn and steered right, so he knew i was making right turn.i made a right turn with out signal thats why he stopped me (i was going to let him pass me).my ins. recently exp. and my wife had put the new card in our little mail holder (just forgot) i explained to him but he threaned to give me a no signal ticket.which i think means a lot more money. i am retired and live on a pension i don't make the money they do.i will take my lumps but i have lost some faith in the departments we pay taxes for to be fair and show a little espect.

Why have you lost faith in the tax department? Because you didn't know about the victim surcharge? If you don't know the laws relating to whatever activity you're doing you shouldn't be doing them. This is not new, surcharges have always attached to tickets and a simple google search would have told you what you should know. Next time you get a ticket, please do some research (even here) before simply caving.

Originally Posted by actng

nope it's a document offense with all the insurance companies i've come across.

I hope you don't mind me adding a little explanation to your post, I have a feeling there are some who won't know what you mean by 'document offense'. It's a non-moving violation, which is treated less severely by insurance companies than moving violations. No offense intended actng, your post is actually a valid and valuable point, but if the OP didn't know about the standard surcharge that goes with tickets, I'm sure you can imagine how many people won't know what the term 'document offense means'. Wow, I just realized how jaded I'm getting regarding people's intelligence...lol...sorry, I'm not trying to insult anyone.

Originally Posted by actng

nope it's a document offense with all the insurance companies i've come across.

You're not understanding this. It doesn't matter what kind of offence you want to call it. It's a conviction. Moving traffic offences, document offences, whatever you want to name it. If you got a ticket and you're convicted, it's a conviction.

From an auto insurance standpoint, they care about ALL convictions of all offences under an Act that governs the highway traffic, Compulsory Automobile Insurance Act, or specific ones under the Criminal Code of Canada (or similar in other countries).

All those convictions are relevant to an insurance company. There are many companies that don't surcharge you if you only have one active minor conviction that can be rated for. But quite a few start to surcharge when you have two minors. Other companies, actually factor convictions into driving record calculations. Some companies actually will not count certain types of convictions either.

But believe me, it's on file, whether document offence or whatever you want to name it. As I said before, it's a conviction and is treated as such by insurance companies.