Speeding ticket and demerit points

There are other speeding ticket threads on here, but I couldn't find an answer to this specific question: If I get a ticket while going 35 km/h ($265 ticket) over the speed limit but the police officer reduces my fine to $95 (20 km/h over) how many demerit points do I end up getting? These are the rules for points:
3 points for exceeding the speed limit by 16 to 29 km/h
4 points for exceeding the speed limit by 30 to 49 km/h
6 points for exceeding the speed limit by 50 km/h or more
but the top of my ticket says 35 over while the description of the offence says 20 over and the fine corresponds to 20 over.
Also, does anyone know if this kind of thing affects insurance? This is the first speeding ticket I have ever gotten. I really don't think I was going 35 over. Probably more like 25 over. So if the fact that my ticket says 35 over has any effect on me I might decide to fight it to at least get that reduced.

You will get 3 demerit points.

If you take it to court with the intention of having the fine or points reduced, the officer will point out that the offense was already reduced, and the judge may not take too kindly to you.

If the cop reduced the fine already, the ticket should indicate you were going 20km/h over, so it won't show up as 35km/h anywhere.

How it affects your insurance will depend on your insurance company. Speeding isn't usually considered a serious driving offence like wreckless driving, etc. Most insurance company will forgive up to 2 tickets (ie 3rd one will jack up your rate). And these tickets will usually stay on your insurance record for 3yrs, driver license record for 5.

If you are really worried about your insurance, shell out some money to get a ticket fighter, they can usually lower it further to at least no demerit points.

Demerit points don't matter for insurance purposes, only minor or major convictions.

Originally Posted by Bullseye

Demerit points don't matter for insurance purposes, only minor or major convictions.

The above statement is correct .

Originally Posted by thephenom

If you are really worried about your insurance, shell out some money to get a ticket fighter, they can usually lower it further to at least no demerit points.

What bullseye said.

Unless you WIN a court case, your insurance will be affected.

i.e.

pay fine = guilty = lose

take to court and get fine/demerit points lowered = guilty with lesser fine = lose

take to court and win your case = innocent = win

take to court and ticket gets thrown out = innocent = win

Originally Posted by Bullseye

Demerit points don't matter for insurance purposes, only minor or major convictions.

You are correct.

Originally Posted by ioums

There are other speeding ticket threads on here, but I couldn't find an answer to this specific question: If I get a ticket while going 35 km/h ($265 ticket) over the speed limit but the police officer reduces my fine to $95 (20 km/h over) how many demerit points do I end up getting? These are the rules for points:
3 points for exceeding the speed limit by 16 to 29 km/h
4 points for exceeding the speed limit by 30 to 49 km/h
6 points for exceeding the speed limit by 50 km/h or more
but the top of my ticket says 35 over while the description of the offence says 20 over and the fine corresponds to 20 over.
Also, does anyone know if this kind of thing affects insurance? This is the first speeding ticket I have ever gotten. I really don't think I was going 35 over. Probably more like 25 over. So if the fact that my ticket says 35 over has any effect on me I might decide to fight it to at least get that reduced.

just take it to court. You might get off on technicality or the officer may not show up. Unless you were actually driving dangerously I'd say always take it to court. Traffic (speeding) tickets are such an abuse of what the system is suppose to be for, they're suppose to be imposed and enforced for our safety but now it's just become a revenue stream for the government.

Originally Posted by KnifeEdge

just take it to court. You might get off on technicality or the officer may not show up. Unless you were actually driving dangerously I'd say always take it to court. Traffic (speeding) tickets are such an abuse of what the system is suppose to be for, they're suppose to be imposed and enforced for our safety but now it's just become a revenue stream for the government.

If the ticket has been marked as reduced and the officer shows up, the charge can be amended to reflect the higher speed, meaning OP will receive 4 points instead of 3. This risk must be taken into account when deciding whether to fight the ticket or not.

Originally Posted by D-3vil

If the ticket has been marked as reduced and the officer shows up, the charge can be amended to reflect the higher speed, meaning OP will receive 4 points instead of 3. This risk must be taken into account when deciding whether to fight the ticket or not.

yeah, but points dont matter anyways, it's minor/major conviction. It's minor conviction either way so why not give it a shot.

Where can one find info on how many demerit points accumulated thus far?

Enroute to Calgary from Winnipeg I got one ticket along the way, does that ticket count towards the new system in Calgary or Winnipeg since I still had Wpg plates and insurance?

Does the insurance company check every year where you stand in terms of tickets and demerit points and adjust your rates accordingly? I renewed with RBC and even though I had a couple of tickets, my rates actually went down this year.

The offense and court is in Red Deer but I'm situated in Calgary, if I pay the ticket fighters they will represent me in Red Deer, is that correct? Can't really take a day off work to go out there.

What would be a minor and major conviction?

I have a question then: I am new to the province, just got a speeding ticket in Richmond, but nowhere on the ticket does it say what speed I was supposed to be travelling, just a big fine. I have no idea whether this was a radar or a visual determination. How do I find out as it seems that this would be something necessary to know if I decide to dispute the ticket.

Any response appreciated.

Originally Posted by nstairs

I have a question then: I am new to the province, just got a speeding ticket in Richmond, but nowhere on the ticket does it say what speed I was supposed to be travelling, just a big fine. I have no idea whether this was a radar or a visual determination. How do I find out as it seems that this would be something necessary to know if I decide to dispute the ticket.

Any response appreciated.

just file an intention to appear in court and request for disclosure

if their evidence against u is iron clad (it rarely is the police officers are lazy and just write generic notes which arn't that specific, nor can they usually remember the details of the event as clearly as you can, think about it they write how many tickets every day ?? how many tickets do we recieve ?? who's gonna remember better ?? exactly)

yeah so as i was saying if their evidence against u is iron clad then go for a plea bargain or see if you can pay something and get the ticket stricken from ur record (no conviction, no insurance hikes), they're after your money so usually one of these deals will fall through

i'm plannin to take mine all the way to the finish XD, any sudgustions from the vetrans out there ?? i may be a newb but have you ever heard of the saying "crazy fist beat up old master" ... it sounds alot better in chinese trust me

Originally Posted by nstairs

I have a question then: I am new to the province, just got a speeding ticket in Richmond, but nowhere on the ticket does it say what speed I was supposed to be travelling, just a big fine. I have no idea whether this was a radar or a visual determination. How do I find out as it seems that this would be something necessary to know if I decide to dispute the ticket.

Any response appreciated.

I just moved to vancouver as well.

You can get as many speeding tickets as you want as speeding tickets in vancouver and it does not effect insurance rates..unlike Toronto. Only thing you have to watch out for is demerit points.