[Rant]Infuriated with Paypal!![/Rant]

So here's how the story goes:

> I bid on an item on ebay. (~ 2k value)
> I am outbid.
> Winner backs out, leaving me the option to go ahead.
> I do so.
> Seller claims he explicitly specified buyer had to have confirmed paypal address. (There was no mention of it in the auction, unless I'm blind). I do not have a confirmed paypal address as I just moved.
> Seller says he won't ship to me unless I have confirmed address.
> I call paypal, Rep tells me they don't confirm canadian addresses and the seller would still be protected under the seller protection act thing and seller could call to confirm.
> Seller calls and Rep tells him I have unconfirmed address therefore he will not be covered.
> He offers to let me back out of the deal, refund me the money.
> I say ok.
> I check my paypal account and he did refund me the correct amount but paypal's stupid built in conversion fees mean I'm out $120.
> I call paypal, Rep talks to his supervisor "There's nothing we can do".

Just like that, bye bye $120. I knew I hated paypal, now the reason why is not only fresh in my head, but 20x more obvious.

Did he send you the money back or use the refund button?

Yeah, I hate the paypal too

You know what, I am so sick of people complaining about Paypal.
The first 1.5 million times I heard this I felt sorry for the person, now I've just grown annoyed with people who get ripped off by Paypal.

You have been warned!
Unless you've been living under a rock, you should know that more people than not have problems with Paypal.

There has been thousands of anti-paypal threads on RFD alone. I personally have made probably hundreds of anti-paypal comments on RFD. I and many other RFD members have linked to paypalsucks.com and other similar sites.

You were warned, you ignored the warnings and you got what was coming to you.

Every time paypal gets bashed on RFD, a few people jump out and say things like "I've never had a problem so i'll keep using Paypal." Then a short time later they complain about how they got ripped off.

You were warned, they were warned, and everyone else who pays any attention to the internet has been warned. Paypal is a scam and everyone knows it. Anyone who continues to use Paypal for anything more than like $25 is just stupid and is asking to get ripped off eventually.

Sorry that you are the subject of my rant, it really is nothing personal, but there's been so many warnings about Paypal being a scam, yet people ignore it because it hadn't happened to them.

Originally Posted by Shaner

You know what, I am so sick of people complaining about Paypal.
The first 1.5 million times I heard this I felt sorry for the person, now I've just grown annoyed with people who get ripped off by Paypal.

You have been warned!
Unless you've been living under a rock, you should know that more people than not have problems with Paypal.

There has been thousands of anti-paypal threads on RFD alone. I personally have made probably hundreds of anti-paypal comments on RFD. I and many other RFD members have linked to paypalsucks.com and other similar sites.

You were warned, you ignored the warnings and you got what was coming to you.

Every time paypal gets bashed on RFD, a few people jump out and say things like "I've never had a problem so i'll keep using Paypal." Then a short time later they complain about how they got ripped off.

You were warned, they were warned, and everyone else who pays any attention to the internet has been warned. Paypal is a scam and everyone knows it. Anyone who continues to use Paypal for anything more than like $25 is just stupid and is asking to get ripped off eventually.

Sorry that you are the subject of my rant, it really is nothing personal, but there's been so many warnings about Paypal being a scam, yet people ignore it because it hadn't happened to them.

Paypal is not a scam. They are a legit company owned by ebay.

The OP did not even get his account closed, he just lost money on exchange rates. I guess credit cards are a scam too because they give a really bad exchange rate?

And when your Paypal account does get closed, they send you the money after 6 months.

Originally Posted by B40

Paypal is not a scam. They are a legit company owned by ebay.

The OP did not even get his account closed, he just lost money on exchange rates. I guess credit cards are a scam too because they give a really bad exchange rate?

And when your Paypal account does get closed, they send you the money after 6 months.

Paypal is just short of a scam.
Your credit card company won't take your money and refuse to give it back for 6 months or longer. And I hope you don't put much faith in that 6 month limit. They may give your money back after 6 months, or they may refuse to give it back and may keep it.
Where did I say anything about Paypal closing his account?
That's just one of the ways Paypal screws online consumers, there are other ways.

You want to defend Paypal, fine, but I hope you don't send or receive any large amounts of money, or you'll regret it one day.

Originally Posted by Shaner

Paypal is just short of a scam.
Your credit card company won't take your money and refuse to give it back for 6 months or longer. And I hope you don't put much faith in that 6 month limit. They may give your money back after 6 months, or they may refuse to give it back and may keep it.
Where did I say anything about Paypal closing his account?
That's just one of the ways Paypal screws online consumers, there are other ways.

You want to defend Paypal, fine, but I hope you don't send or receive any large amounts of money, or you'll regret it one day.

If you break their TOS, they close your account...that doesn't mean it's a scam.

I agree the fees are high...but that doesn't make Paypal a scam...

That's why you only use PayPal for smaller things like under $200. Anything over and I will use another way.

If you are out $120 on exchange rates, that was a pretty big base amount you were dealing with ....

if you paid by credit card, just deny the charges ... or get the seller to ante up the difference as he forced you to cancel the deal (the unconfirmed paypal thing)

But without using PayPal, a lot of sellers and buyers won't sell or bid to you.

Originally Posted by B40

If you break their TOS, they close your account...that doesn't mean it's a scam.

I agree the fees are high...but that doesn't make Paypal a scam...

Search for the thread I started about Paypal.
I did absolutely nothing to break their TOS.

I sold about $3,000 worth of Leafs tickets.
Paypal froze my account and demanded to know what I was selling. They shouldn't even have the right to ask that, but I told them anyway.
They then demanded a receipt to show that the tickets I was selling weren't stolen. I again provided that information.
They then demanded tracking numbers to show the tickets were delivered. I couldn't provide that information as the tickets weren't sent with a tracking number. If they got lost, it wouldn't have mattered, I could have replaced them easily free of charge. Paypal wouldn't bite and refused to give me my money.
I even had some of the buyers e-mail Paypal to say that they received their Leafs tickets. That wasn't good enough, paypal demanded a tracking number.

They also told me that it would take 6 months to complete their investigation and unless I could provide tracking numbers, there was a good chance they wouldn't return my money to me.

Explain how I broke their TOS? Explain what I did wrong?
My credit card company would never do anything of the sort.

Paypal is a scam, plain and simple.
If you say otherwise, well then you deserve to get ripped off by them.

the currency conversion is the biggest scam of all

^^

Originally Posted by Invincible

So here's how the story goes:

> I bid on an item on ebay. (~ 2k value)
> I am outbid.
> Winner backs out, leaving me the option to go ahead.
> I do so.
> Seller claims he explicitly specified buyer had to have confirmed paypal address. (There was no mention of it in the auction, unless I'm blind). I do not have a confirmed paypal address as I just moved.
> Seller says he won't ship to me unless I have confirmed address.
> I call paypal, Rep tells me they don't confirm canadian addresses and the seller would still be protected under the seller protection act thing and seller could call to confirm.
> Seller calls and Rep tells him I have unconfirmed address therefore he will not be covered.
> He offers to let me back out of the deal, refund me the money.
> I say ok.
> I check my paypal account and he did refund me the correct amount but paypal's stupid built in conversion fees mean I'm out $120.
> I call paypal, Rep talks to his supervisor "There's nothing we can do".

Just like that, bye bye $120. I knew I hated paypal, now the reason why is not only fresh in my head, but 20x more obvious.

Dude, what did you buy? $120 conversion fee!?!?

www.paypalsucks.com