Credit cards for students

Originally Posted by Ren

Note that getting declined will lower your credit rating from what I understand. I'll ask one of my loan officer friends to verify.

Any news?

I got rejected by PC Mastercard...

Accepted at RBC Student Classic II Visa

i applied online for td canada student visa. ig ot it in under a week.
it did not ask me about school info or income?
same with my friends.

I got a TD Student Visa once I reached 18 because I had an account with them since 14. Never had a job before then too. Then I applied for a PC Mastercard and I got one too!

Originally Posted by solo.

I got a TD Student Visa once I reached 18 because I had an account with them since 14. Never had a job before then too. Then I applied for a PC Mastercard and I got one too!

How long after getting the TD Student Visa did you get the PC Mastercard?

Around 6 months. I think it was also because I had a PC Financial account for a month already.

if you are a royal bank customer.... i recommend gettin their credit card... you qualify for the student package.... so you get the student VISA which is quite good...

$1 = 1 point

and when you get 3000pts you can redeem for $25 in gift cards.

that's not true.. her's what they ask

"TD Green Visa Card Student Application

Personal Information

Title
Mr.Mrs.MissMs.Dr. First Name:
Initial:
Last Name:

Date of Birth (MM/DD/YYYY)
M: D: Y: Home Telephone:
() - E-Mail Address:


Social Insurance Number
(Optional)
Mother's Maiden Name:
(Requested for information validation purposes)
Preferred
Language:
EnglishFrench

Home Address:
Apt.No.:

City:
Province:
ONABBCMBNBNLNSNTNUPEPQSKYT Postal Code:


OwnRentW/ParentsOther How Long?
Yrs Mths Rent/Mortgage:
$ (monthly payments)

Previous Address (if less than 2 years at current address):
How Long?
Yrs Mths
City:
Province:
ONABBCMBNBNLNSNTNUPEPQSKYT Postal Code:

Please Give Us Some School Information
University or college you attend:
Full TimePart-Time
I have successfully completed 1234 year(s). I expect to graduate in:
(mm) (yyyy)
Student Identification Number:
Your Credit Needs
Credit limit requested for this application: $
Co-applicant (If applicable)
Last Name:
Initial:
First Name:

Date of Birth (MM/DD/YYYY):
M: D: Y: Home Telephone:
() -
Employer's Name and Address:
Occupation:
SIN (optional):

Current Gross Annual Income:
$ Business Telephone:
() - Ext.
"

Originally Posted by SUPERMAN-01

i applied online for td canada student visa. ig ot it in under a week.
it did not ask me about school info or income?
same with my friends.

I agree with eliteblaze. They do ask for School information or Income because I remember it.

I think chances of getting a credit card increases if you are a university student too.

Originally Posted by eliteblaze

that's not true.. her's what they ask

"TD Green Visa Card Student Application

Personal Information

Title
Mr.Mrs.MissMs.Dr. First Name:
Initial:
Last Name:

Date of Birth (MM/DD/YYYY)
M: D: Y: Home Telephone:
() - E-Mail Address:


Social Insurance Number
(Optional)
Mother's Maiden Name:
(Requested for information validation purposes)
Preferred
Language:
EnglishFrench

Home Address:
Apt.No.:

City:
Province:
ONABBCMBNBNLNSNTNUPEPQSKYT Postal Code:


OwnRentW/ParentsOther How Long?
Yrs Mths Rent/Mortgage:
$ (monthly payments)

Previous Address (if less than 2 years at current address):
How Long?
Yrs Mths
City:
Province:
ONABBCMBNBNLNSNTNUPEPQSKYT Postal Code:

Please Give Us Some School Information
University or college you attend:
Full TimePart-Time
I have successfully completed 1234 year(s). I expect to graduate in:
(mm) (yyyy)
Student Identification Number:
Your Credit Needs
Credit limit requested for this application: $
Co-applicant (If applicable)
Last Name:
Initial:
First Name:

Date of Birth (MM/DD/YYYY):
M: D: Y: Home Telephone:
() -
Employer's Name and Address:
Occupation:
SIN (optional):

Current Gross Annual Income:
$ Business Telephone:
() - Ext.
"

I'm pretty sure you are guaranteed $500 limit at TD if you have an account. I don't remember putting employer information in at all when I applied online. I have been with that branch for about 9 years though, but my friend has an account at scotia, I told him to get a visa at TD because it was almost an instant approval. He did,and within 2 weeks he had a visa as well. I have no complaints except I wish they ahd a rewards program. In a few months I will probably apply for another one where I get rewards. So far I have not kept a balance, but I've used the credit card alot, and just go home and pay it all back through the web interface. It helps since I only have 10 debit transactions a month and if I go over it's a stupid $3 fee or something outrageous liek that. So witha visa everything is simple, cheap and fast.

ah. maybe i forgot.
if nething i made up the school info.
cuz at the time i wasnt.

Originally Posted by eliteblaze

that's not true.. her's what they ask

"TD Green Visa Card Student Application

Personal Information

Title
Mr.Mrs.MissMs.Dr. First Name:
Initial:
Last Name:

Date of Birth (MM/DD/YYYY)
M: D: Y: Home Telephone:
() - E-Mail Address:


Social Insurance Number
(Optional)
Mother's Maiden Name:
(Requested for information validation purposes)
Preferred
Language:
EnglishFrench

Home Address:
Apt.No.:

City:
Province:
ONABBCMBNBNLNSNTNUPEPQSKYT Postal Code:


OwnRentW/ParentsOther How Long?
Yrs Mths Rent/Mortgage:
$ (monthly payments)

Previous Address (if less than 2 years at current address):
How Long?
Yrs Mths
City:
Province:
ONABBCMBNBNLNSNTNUPEPQSKYT Postal Code:

Please Give Us Some School Information
University or college you attend:
Full TimePart-Time
I have successfully completed 1234 year(s). I expect to graduate in:
(mm) (yyyy)
Student Identification Number:
Your Credit Needs
Credit limit requested for this application: $
Co-applicant (If applicable)
Last Name:
Initial:
First Name:

Date of Birth (MM/DD/YYYY):
M: D: Y: Home Telephone:
() -
Employer's Name and Address:
Occupation:
SIN (optional):

Current Gross Annual Income:
$ Business Telephone:
() - Ext.
"