Best Digital Camera Under $200?

Well, my Casio QV-R51 just broke and now produces pictures that are interlaced, with muddled colours, and etc. after only 2 years! It was great while it lasted though.

I'm looking for a new one that is at least 4 megapixels, and uses SD memory cards, since I already have several of them, and does not use propietary battery packs because I have a bunch of NimH rechargeables already.

I've been eyeing the Nikon Coolpix L4 and the Canon Powershot A430, but I can't decide! The Canon seems better in almost every aspect, but I'm worried about these e18 errors and bad customer service that I've been hearing about. I don't want to buy another camera after 2 years.

Does anyone have any other suggestions, or know of places that sell budget cameras in Mississauga?

Nikon Coolpix L4
http://www.bestbuy.ca/catalog/prodde...18&catid=20224

+Included batteries+charger
+2 inch LCD screen
+good photos
+good ergonomics

-only 3x zoom
-weaker flash
-no optical viewfinder

Canon PowerShot A430
http://www.bestbuy.ca/catalog/prodde...57&catid=20224

+excellent photos
+4x zoom
+better flash

-e18 errors?
-worse ergonomics IMO
-1.8 inch LCD screen