ScotiaLine visa limit increase...

[mtlguyca]

Hey guys I have two questions...

#1, I asked for an increase at first I got an email saying that I was denied and now I logged in online and it says that I have been preapproved for what I asked, and now they want to see the payslip. Anyone experienced this before? when they first deny and than preapprove? It also seems that I made a mistake, when I said how much I made I was off by a thousand... is that a big deal?

#2, Since I cannot negotiate the rate that scotialine visa gives me, do you guys think it would be better for me to convert(if possible) to a regular line of credit with scotia ?

Share your thoughts! :)
Thanks

[ullyeus]

Hey guys I have two questions...

#1, I asked for an increase at first I got an email saying that I was denied and now I logged in online and it says that I have been preapproved for what I asked, and now they want to see the payslip. Anyone experienced this before? when they first deny and than preapprove? It also seems that I made a mistake, when I said how much I made I was off by a thousand... is that a big deal?


How in the world could anyone answer this but you? I have no idea if it being off by a $1000 is a big deal or not to you....


#2, Since I cannot negotiate the rate that scotialine visa gives me, do you guys think it would be better for me to convert(if possible) to a regular line of credit with scotia ?

Why can't you negotiate? And it might be better to convert...no one would know for certain except for you if it would suit you better...generally most people would agree that less interest was better....


Share your thoughts! :)
Thanks

Am I misunderstanding how obvious/dumb your questions are?