RRSP for a non-Canadian

[MovingToOntario]

Hi,

I'm wondering if the following is possible.

My job offer just fell through and my residency visa still hasn't turned up (3 years and counting) :cry:, but I'm still going to move to Ontario anyway next month, for a period of time, and stay with family - am told I can legally do this for up to six months.

I would still like to transfer my British private pension across to a Canadian RRSP, as I ultimately plan to stay in Canada once I either find a job or my residency visa comes through and I find a job.

Does anyone know if that is possible - even as only technically a visitor to the country?

[Germack]

No, you cannot. To be able to open an RRSP you must be a Canadian resident for tax purposes, file income taxes in Canada, are 71 years old or under and have an income.

[thirtyone]

Most importantly, you need a SIN.

[MovingToOntario]

Can you get a SIN and thus qualify if you get a student visa and study for a masters and also work part time?

[Germack]

Can you get a SIN and thus qualify if you get a student visa and study for a masters and also work part time?

That's illegal.

[MovingToOntario]

Canadian student visas will give you the benefit of working on campus, and whilst living in Canada, visas of this kind enable you to submit an application for a student visa extension whilst you are already in the country.

Ok, working part time on campus.

[newbeetle]

That's illegal.

The policy changed long time ago. Now international students can work OFF campus... you do need to apply for a work permit seperatly, but it is fairly easy to get

[morglum82]

Ok, working part time on campus.

The thing is that you can only contribute 18% of all the income you've ever earned in Canada to your RRSP

Which , for now, is 0$.

[Al2009]

The thing is that you can only contribute 18% of all the income you've ever earned in Canada to your RRSP

Which , for now, is 0$.

Exactly. You need to be working and filing taxes for RRSP's to even benefit you.

[MovingToOntario]

I would still like to transfer my British private pension across to a Canadian RRSP

That would be the benefit to me.

[jobby]

to get a work permit you must have an offer letter from a potential employer and HRDSC confirmation if you are not a permanent resident.

[newbeetle]

to get a work permit you must have an offer letter from a potential employer and HRDSC confirmation if you are not a permanent resident.

This does not apply to students who work off campus or work after graduation....

http://www.cic.gc.ca/english/study/work.asp

[jobby]

Hi,

I'm wondering if the following is possible.

My job offer just fell through and my residency visa still hasn't turned up (3 years and counting) :cry:, but I'm still going to move to Ontario anyway next month, for a period of time, and stay with family - am told I can legally do this for up to six months.


Six months is maximum allowed, but it could be less. How long you can stay on visitor visa is written below the POE date stamp on your passport.
I would still like to transfer my British private pension across to a Canadian RRSP, as I ultimately plan to stay in Canada once I either find a job or my residency visa comes through and I find a job.

Does anyone know if that is possible - even as only technically a visitor to the country?

It is illegal to work on a visitor visa. If you have a job offer, apply for a worker visa (permit). You will have to show your work permit to get a SIN. without SIN you cannot be paid wages