does HSBC offer debit card?

[shadow_boi]

A silly question, does HSBC CA offer debit card?

I have a bank card from HSBC, I can't use it as debit card right?

And another question, other then CIBC, which banks have debit cards?


Thanks in advance.

[tkyoshi]

A silly question, does HSBC CA offer debit card?

I have a bank card from HSBC, I can't use it as debit card right?

And another question, other then CIBC, which banks have credit cards?


Thanks in advance.

Yes it is a debit card, look on the back it should have the Interac logo on it. As for credit cards basically every bank has credit cards even HSBC.

[dmxlite]

Isn't your bank card your debit card? Of course you need a chequing account associated with it first...

Pretty much all the banks are issuers of credit cards.

[angel_wing0]

Isn't your bank card your debit card? Of course you need a chequing account associated with it first...

actually for hsbc, it can be a savings account instead of chequing account :D

[tng11]

actually for hsbc, it can be a savings account instead of chequing account :D

This is the same for every bank. I actually have a valid Scotiacard that has no account associated with it, the sole purpose of it is so I can log-in online to check my Visa balance.

[angel_wing0]

This is the same for every bank. I actually have a valid Scotiacard that has no account associated with it, the sole purpose of it is so I can log-in online to check my Visa balance.

depends on the account, u cannot use your pcf savings account on debit transcations (buying) afaik.

[spintheblackcircle]

This is the same for every bank. I actually have a valid Scotiacard that has no account associated with it, the sole purpose of it is so I can log-in online to check my Visa balance.

My TD card no longer has any accounts on it. I closed my chequing and my loc is now only accessible though a teller. It is now soley for checking rrsp/visa/loc balance online and teller banking.

[shadow_boi]

actually for hsbc, it can be a savings account instead of chequing account :D

Can anyone confirm it?

I have a saving account in HSBC, so that means I can use my bank card as credit card?

Another question tho, I have both a regular saving and high rate saving accounts from HSBC, how do I know which account will deduct money from if I use debit?

Do I need to associate one of my saving accounts with the debit card first? Or it will by default, go with my regular saving account?


Thanks all for the replies.

[jyeung]

When paying with debit, you will get an opportunity to select between current and savings accounts.

Depending on the type of savings acct you have, you may be charged a transaction fee for debit purchases. HSBC's Direct Savings (if you have that account) does not have transaction fees for debit, so that account is a good choice if you want to do transactions straight from savings.

Personally though, I never use Interac, EPS, etc. - I'd do either credit card or cash.

- Jason

[D582]

Can anyone confirm it?

I have a saving account in HSBC, so that means I can use my bank card as credit card?

Another question tho, I have both a regular saving and high rate saving accounts from HSBC, how do I know which account will deduct money from if I use debit?.

You can use your bank card as a debit card. In terms of which accounts the money will come from, go to an HSBC branch and they can assign whatever account you want to the 'Chequing' button (it can be a savings account) and whatever other account to the 'Savings' button. If you already have that set up at an ATM (i.e. you go to do a deposit and just press Chequing or Savings), then the same account will apply when you press that button on a debit purchase.

[angel_wing0]

Can anyone confirm it?

I have a saving account in HSBC, so that means I can use my bank card as credit card?

yes i can...the dsa account can be used like a debit card.

NOT a credit card. Two completely different stories.