RBC LOC Prime +1% unsecured

[bhp]

Was clearing out my junk mail this week and found an offer from RBC for Royal Credit Line at Prime + 1%. Wondering if anyone else took advantage of this offer? expires end of Nov

[tbtaoufiq]

is there any promo code?is it for existent client ?
how to get the prime+1??
thank s

[Jucius Maximus]

Was clearing out my junk mail this week and found an offer from RBC for Royal Credit Line at Prime + 1%. Wondering if anyone else took advantage of this offer? expires end of Nov

I have not gotten this offer. But if you can get it in this financial climate, it would be a VERY good deal.

[grant]

That'd be nice, RBC offered me prime+4.5% and then quickly dropped it to p+3.5 when i told them that was so much higher than other banks.

[ZenOps]

That is a good rate.

TDbank offered me prime + 4.25%, but also with a $150 interest back deal by Mar 15th.

I took it. One can always negotiate the rate or simple close the account later.

[alanbrenton]

Was clearing out my junk mail this week and found an offer from RBC for Royal Credit Line at Prime + 1%. Wondering if anyone else took advantage of this offer? expires end of Nov

Thalo or anyone else working for the bank, would TD have a similar offer? I'd love for my wife to get at LOC with TD as we have minimal banking relationship with the bank currently. Her branch is in Waterloo, would her account manager be able to exercise some discretion with respect to the interest rate?

[Thalo]

Thalo or anyone else working for the bank, would TD have a similar offer? I'd love for my wife to get at LOC with TD as we have minimal banking relationship with the bank currently. Her branch is in Waterloo, would her account manager be able to exercise some discretion with respect to the interest rate?

When last I worked in the retail branch P+1% was theoretically possible for a ULOC of around $20K or more, if you could be approved for that much. Doubt it's still possible though, given that that's what HELOCs start at.

Edit: unless it's a super special offer that's targeted at you. That means you won't get it by asking, you'll get it when they come begging for your business.

[najibs]

How about a Capital One Prime + 0.9% card? :D

[eliteblaze2]

Prime +1 is great. How much is it for?

[bhp]

is there any promo code?is it for existent client ?
how to get the prime+1??
thank s

It came as a letter, I thought it was another credit card application. Date shows mid October. I'm a client with an Avion Visa.

[bhp]

Prime +1 is great. How much is it for?

Pre-approved for 10K, I usually don't buy anything with credit (except for mortgage) but since it doesn't cost me anything, I'm going to reply with my acceptance. Hopefully they'll still honor it, given the current crisis.

[Newbieinvestor]

Pre-approved for 10K, I usually don't buy anything with credit (except for mortgage) but since it doesn't cost me anything, I'm going to reply with my acceptance. Hopefully they'll still honor it, given the current crisis.

go for it!