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View Full Version : anyone under desjardins general auto insurance? why so cheap?

stevelam
Jul 23rd, 2008, 08:40 PM
firstly, im male/ontario/over 25 and driving since 17/still with g2 license though (going for g next month).

having been in one at-fault accident that totaled my car (2001 civic coupe si) just this month, i've been hunting around for a new insurance policy via kanetix.ca.

so with my last settlement amount, i'm most likely planning to get a new 2008 civic sedan dx-g. i was surprised to see that desjardins general auto insurance (http://www.desjardinsgeneralinsurance.com/d-on/EN/Pages/home.aspx) quoted me around $2100 a year even with my record (one at-fault accident, one ticket that came from the same accident). meanwhile others like dominion of canada insurance, rbc, etc etc are definitely quoting me at least over $3500 to $4000. as far as i can tell, the options/coverage/deductibles are about the same.

is anyone else under desjardins? i'm a little wary about how their rates can be so low?
AzNCrAzYcOoLeR
Jul 24th, 2008, 03:55 PM
I just did a quote and it was pricey for me
22/civic SIR/2002/no tickets

$5000/year

i'm paying $3000 right now
Tomy
Jul 24th, 2008, 04:12 PM
I just did a quote and it was pricey for me
22/civic SIR/2002/no tickets

$5000/year

i'm paying $3000 right now

yea got quoted for 1k more than what im paying as well.
Baseball_Boy
Jul 25th, 2008, 05:40 PM
My parents and bro are insured under them and they are quite good. When it was time to renew the policy, they decreased the payment quite a bit so we stuck with them. The thing I like though is that you aren't stuck with one agent so you can call whoever you want whenever you want. Less hassle + Low insurance = :cheesygri :cheesygri :cheesygri
stevelam
Jul 29th, 2008, 07:28 PM
so im now signed up for 2037$ per year. thats 169$ a month.

this is on a honda civic 2006 LX with 1000$ deductible on both collision and comprehensive, 1,000,000$ liability and loss of use coverage. i'm over 25, one at-fault accident, 1 ticket (from the accident) and still driving with a g2 (getting g next month).

by far the cheapest rate i've found. belair direct was next at about 2400 a year.