ganvik73
Mar 5th, 2008, 02:53 PM
Some time ago I had a small accident on the parking lot, where I was at fault (slightly damaged my and other driver car). I call my insurance (Belairdirect), went to register the accident in the police. Now, the other person didn't call his insurance, so basically I feel like I shouldn't call to my insurance in the first place, as I could cover the small damage to my car from my pocket (I think it should be around $800).
I call my insurance again, asking to stop processing the claim (as I didn't yet go to the garage to estimate the damage), hoping that it won't get reflected on my premium. But the agent said that they cannot do that and the only thing they could do for me is to leave the note (saying that customer paid for claim himself) to the department which handles the renewal of insurance. Does anyone was in the same situation ? Should I still pay from my pocket hoping that insurance premium won't get affected much ? BTW, I am secondary driver to the car, and has only 1.5 years experience (30-35 years old age group).
I don't expect the precise answer to my question, as each case is unique, but would appreciate if someone can provide feedback on my situation. Thanks.
I call my insurance again, asking to stop processing the claim (as I didn't yet go to the garage to estimate the damage), hoping that it won't get reflected on my premium. But the agent said that they cannot do that and the only thing they could do for me is to leave the note (saying that customer paid for claim himself) to the department which handles the renewal of insurance. Does anyone was in the same situation ? Should I still pay from my pocket hoping that insurance premium won't get affected much ? BTW, I am secondary driver to the car, and has only 1.5 years experience (30-35 years old age group).
I don't expect the precise answer to my question, as each case is unique, but would appreciate if someone can provide feedback on my situation. Thanks.