Possible credit fraud?

[zimmerDN]

I just did something with canada post and it required a credit check. It comes back saying I have a loan with some institute in nov. 2007. I can't remember taking out such a loan so I need to get to the bottom of this.

What should I do?

[island4]

I'd get a copy of your credit report and see if it shows up. That or call the institute you're supposed to have gotten the loan from.

[zimmerDN]

Where do I get a credit report from a reputable source?

[island4]

http://www.equifax.ca
http://www.transunion.ca

Are the two main ones for Canada. Although just getting it from one should do, it is possible they have differences.

[dux]

Free credit report by mail
http://www.equifax.com/EFX_Canada/consumer_information_centre/docs/request_report_form_e.pdf

I personally do it once a year...