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fakishan
Feb 19th, 2008, 03:11 PM
I am having difficulty finding (canadian) resources for debt consolidation.

Got a 20k debt @ 10%, and was wondering If I could get a better rate.

Any ideas of where to start?, besides the bank I have the debt with :cheesygri

Germack
Feb 19th, 2008, 04:03 PM
Have a look at www.ioucentral.ca. Maybe you can get a better rate there.

jeeva86
Feb 19th, 2008, 05:09 PM
Wow, I never heard of that site. Anyone try them for lending?

tiger_handheld
Feb 19th, 2008, 09:14 PM
google : credit counseling society of bc

gerbil
Feb 19th, 2008, 10:51 PM
Got a 20k debt @ 10%, and was wondering If I could get a better rate.
i

how much is this monthly? and when will it be all paid off??

fakishan
Feb 19th, 2008, 11:03 PM
how much is this monthly? and when will it be all paid off??

about 138$ and that's just the interest (yeah very bad situation).

fakishan
Feb 19th, 2008, 11:04 PM
Have a look at www.ioucentral.ca. Maybe you can get a better rate there.



Haven't read everything, but at a glance seems to be for business and investment purposes.

Thalo
Feb 20th, 2008, 12:17 AM
I am having difficulty finding (canadian) resources for debt consolidation.

Got a 20k debt @ 10%, and was wondering If I could get a better rate.

Any ideas of where to start?, besides the bank I have the debt with :cheesygri

If your credit is decent (beacon over 650) you might be able to get an unsecured line of credit at a lower rate than that. For fixed rate loans though, banks usually reserve the single-digit rates for secured loans.