Which Visa card would you choose?

[7jai]

Hey guys,

So I'm looking to get my first Visa card, but I'm not too sure which one too get. There are so many promotions out there (shoppers drug mart points, rbc rewards, scotiabank's scene pts, etc...)

So I just wanted to seek your opinions on which card would you choose and why?

Thanks for the advice guys!

[Sprite_TM]

cibc dividend cause u get 1% back at the end of the year on all ur purchases accumulated over the year starting from jan

[Drew_W]

Hmm...the Search function must be disabled for this forum. I'm gonna have to let the site admins know so they can fix it.

/sarcasm

[Drew_W]

cibc dividend cause u get 1% back at the end of the year on all ur purchases accumulated over the year starting from jan

This card is tiered, so you never see the full 1% back.

[Whitedart]

Hmm...the Search function must be disabled for this forum. I'm gonna have to let the site admins know so they can fix it.
/sarcasm

Not to mention the 'Features' button at the top pf the page, with the 'No Fee Credit Card comparison'

http://www.redflagdeals.com/deals/main.php/articles/credit1/

Several Matercards offer a full 1% reward without annual fees. A better choice than many Visa cards.

[Octavius]

Hey guys,

So I'm looking to get my first Visa card, but I'm not too sure which one too get. There are so many promotions out there (shoppers drug mart points, rbc rewards, scotiabank's scene pts, etc...)

So I just wanted to seek your opinions on which card would you choose and why?

Thanks for the advice guys!

Just out of curiosity...why a Visa?

Also, it depends on what you want: Cash Back, Travel, Hotel Stays, Loyalty Points, Extended Warranty, Rental Car Insurance, etc.

All these matter - you need to give us more information

That being said, first try looking at the Credit Card chart - I believe it's a sticky in the Personal Finance question. From there you'll probably be able to figure out which would be most beneficial based on your current use.

[gerbil]

have you consider getting on credit card that don't have any annual fees??


Originally Posted by Sprite_TM View Post
cibc dividend cause u get 1% back at the end of the year on all ur purchases accumulated over the year starting from jan
1%!!??! what are going to get @1% while most credit card interest rates are at 18%-19%...

[gman]

have you consider getting on credit card that don't have any annual fees??
Most if not all credit card mentioned does not have annual fee.


1%!!??! what are going to get @1% while most credit card interest rates are at 18%-19%...

If you allow your credit card to charge you interest (i.e. you don't pay in full balance), you should not have a credit card.