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nutsngum
Feb 26th, 2007, 05:01 PM
If you're doing a lot of shopping in the states can you apply for an American Credit Card? So you dont pay the premium on the F/X rate through a canadian card?

Are there any tips from you guys who have done that? Is this even a common practice?
hightechfan
Feb 26th, 2007, 05:18 PM
If you're doing a lot of shopping in the states can you apply for an American Credit Card? So you dont pay the premium on the F/X rate through a canadian card?

Are there any tips from you guys who have done that? Is this even a common practice?

You can get a usd card but the card is canadian.
HighFlyer
Feb 26th, 2007, 11:29 PM
BMO has a no-fee USD MC.
GT108
Feb 27th, 2007, 09:30 AM
BMO Mosaic have a no fee card as Highflyer said.
You pay your bills in US dollar, not CAD dollar.
fireguy9
Feb 27th, 2007, 09:33 AM
there is info on this in the finance section and there are some U.S based cards available to cdns
nutsngum
Feb 27th, 2007, 04:39 PM
BMO has a no-fee USD MC.

I can't seem to find this credit card on their site would you by chance have a link?
nutsngum
Feb 27th, 2007, 04:44 PM
If anyone is interested, here is the link to the TD US$ Visa

http://www.tdcanadatrust.com/tdvisa/usd.jsp

There is however a fee of $25USD/year
GT108
Mar 1st, 2007, 08:48 AM
I can't seem to find this credit card on their site would you by chance have a link?

If you go into the branches or their kioske, the application is in their pamphlet. It looks like a regular BMO Mosaic Gold card, with US Funds written on the side of the card.