How can I finance school?

[Azxster]

I strongly think OSAP's entitlement is highly flawed. Anyways, my re-assessment is $0. Am taking two continuing education courses and am working full-time (35 hours). I barely have enough time for homework let alone a PT job.

Tuition + Books + Food + Transportation > Summer Employment

My parents income are average, but a large chunk goes to debt repayment.

Any ideas?

[jason9945]

So your working full time and going to school part time....

Where is all your money from working full time going to?

[Azxster]

Sorry to mention, I will be going to school full-time in Fall. I am working FT for summer seasonal employment. Tried to apply for a 5K loan from RBC and was declined.

[jason9945]

Sorry to mention, I will be going to school full-time in Fall. I am working FT for summer seasonal employment. Tried to apply for a 5K loan from RBC and was declined.

Thats strange.
So your going to go to school full time, and you did not get anything from OSAP?
Wow. I'm out of ideas.

[Krox]

Have you tried contacting your school?
You may be elliglble for a bursary or even scholarship.

[Azxster]

Am currently going to work full-time until august.
Am also currently going to school part-time.
Will be going to school full-time.

I will make probably 8K during the summer... and OSAP thinks this is sufficient income to support my self. I will have minimal support from my parents because they have their own debts to pay.



Looks like I'll be speaking with a Financial Aid representative.

[BBQPorkBun]

I strongly think OSAP's entitlement is highly flawed. Anyways, my re-assessment is $0. Am taking two continuing education courses and am working full-time (35 hours). I barely have enough time for homework let alone a PT job.

Tuition + Books + Food + Transportation > Summer Employment

My parents income are average, but a large chunk goes to debt repayment.

Any ideas?

Continuing education sounds like post undergrad right?

Best way if you've planned ahead is not to work and get osap. if for example your income is 3 k and u get 5k in osap, id rather work 0 and have them gimme 8k. and any amount over 7k is a grant anyways. Then after you get ur osap do you start working.

You can file for an appeal.

Student line of credit.

Bursaries, theres a department in every school thats just in charge of giving money away, u have to prove your situation though.

So when I was in univ. i got about 10k/yr, had to only repay 7k/yr, add inflation for 4 yrs, really paying less. And i didn't work until i got my assessment and the osap was in the bank.

[DJ_Peanuts22]

If all else fails, you can become a gigolo or hooker (if you're a woman).

[hotfishy]

I wonder how old are you..if you are certain age, you can enroll as adult student where you can pay less tuituion I think...

Also, if you do not have enough money, then choose to go to school part time instead of full time. Although it takes longer to finish, but atleast you can afford it. It's better than you work so hard in both school and work, and end up empty handed on both sides.

[awesome-o]

you can try writing a letter to OSAP. I did this a few years ago when my assessment was nowhere near enough and I had some family issues at the time.

definitely worth a shot. good luck

[nites]

Try appealing for OSAP. They might do some favor , but not the best. Financing shud be done from ur own pocket. I was denied OSAP twice saying I have enuff resources to cover my education. The best is to ask ur parents or see if u can get a line of credit, which is sometimes bettr than OSAP. Some banks do give prime +1. How come RBC rejected the loan. As they are advertising for the students to apply for loan on prime+1. Also for post graduate students as well. If line of credit wont work, then u will have to apply for student loan from the bank.