View Full Version : I'm student and need help getting Visa card!!
indca
Jul 10th, 2006, 10:40 PM
I had been using bank debit card just until last six months since then I have got mastercard, student line of credit all from Bank of montreal and it was easy to get all that, but I'm having tough time getting visa credit card from anybody, I have made application to almost all banks online but i'm afraid that because I don't have bank account with them they endup rejecting my application as I don't have long credit history can anyone give me steps or link that could help me get this credit card as i've already missed out on lot of deals mostly because they were made only for visa card.
I'm a university student, working part time from Montreal and I don't mind what bank or institution give me this card as long as it has visa, which place is the easiest to get this card and what steps do I need to take to successfully complete and get visa card, additional reward program would be bonus if possible, but ya I'll be greatfull if I can get some tips in this manner...
BBQPorkBun
Jul 10th, 2006, 11:15 PM
I had been using bank debit card just until last six months since then I have got mastercard, student line of credit all from Bank of montreal and it was easy to get all that, but I'm having tough time getting visa credit card from anybody, I have made application to almost all banks online but i'm afraid that because I don't have bank account with them they endup rejecting my application as I don't have long credit history can anyone give me steps or link that could help me get this credit card as i've already missed out on lot of deals mostly because they were made only for visa card.
I'm a university student, working part time from Montreal and I don't mind what bank or institution give me this card as long as it has visa, which place is the easiest to get this card and what steps do I need to take to successfully complete and get visa card, additional reward program would be bonus if possible, but ya I'll be greatfull if I can get some tips in this manner...
Try doing something like this,
http://www.tdcanadatrust.com/tdvisa/security/begin.jsp?card=gmSt&product=GM4
Apply for cards aimed for students, they should be all around campus. Don't apply for everything as being rejected for a card hurts your credit rating.
I suggest u do this quickly b/c soon, all the companies will see u've been rejected by so many.
ynot
Jul 11th, 2006, 07:30 AM
If a company rejects you, don't be afraid to contact the company and ask them why you've been rejected. At least then, you'll know what to repair.
Toronto
Jul 11th, 2006, 09:59 AM
Could also be that you have too much credit out there and they aren't sure if you can handle another credit card.
atforum
Jul 11th, 2006, 10:03 AM
apply to TD they usually give it to anyone. And apply for the student TD green or GM visa card..that are for students
Cereal KiIIer
Jul 11th, 2006, 03:59 PM
http://www.desjardins.com/en/particuliers/produits_services/cartes/que_cherchez_vous/etudiant.jsp
This in a student visa card... They don't refuse anyone.
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