View Full Version : How much do you pay for your car insurance
nopn
Apr 10th, 2006, 12:53 AM
Let's have a survey on car insurance
Please tell your age, sex, area
Any record, tickets, commited
or any info is relevant to the car insurance
B0000rt
Apr 10th, 2006, 01:09 AM
~$3000
89 Caddy - Me Primary, < 25 - Minimal Coverage
94 Grand Am - Mom Primary, 50s - Minimal Coverage
97 MB - Dad Primary, 50s - Full Coverage w/ Comprehensive.
All w/ clean record, in Scarborough.
My coverage being the most, but not outrageous, only $120 a month
Xiggy
Apr 10th, 2006, 02:06 AM
$999 - 1990 Toyota Supra Turbo
Driving Experience - 10+ Yrs
Age - Not Relevant
Sex - Not Relevant
Area - Vancouver
Record - Zero At-Fault Accidents
Tickets - Not Relevant
spawnr
Apr 10th, 2006, 02:18 AM
$2200 Full coverage for 2000 Oldsmobile Intrigue
Under 25 Male
Etobicoke
4 tickets on record (soon to be 3)
No accidents.
Primary driver.
EH100501AC
Apr 10th, 2006, 02:26 AM
I think mine is $250/mth but I'm a young, sexy, male driver (G licenced :cheesygri ) w/ a 97 Corolla
pandaharo
Apr 10th, 2006, 03:10 AM
~1800-2200 each car, 3m third party and $300 deductible. No acc on record and zero tickets.
JugaJatt
Apr 10th, 2006, 03:21 AM
almost 23 m and i pay $137 and some change for full coberage with belairdirect.com . I drive 93 honda civic which is for sale if anyone is interest ;P.
porsche22
Apr 10th, 2006, 10:44 AM
$220/mnth 97 Acura 1.6EL
Driving Experience - 4yrs
Age - under 25
Sex - Male
Area - Toronto
Record - No record...
Tickets - 0... you got to go to court everytime!!
and i'm under that PEO discount..and only buying 3rd party so i don't get sued 8 billion dollars if i ding someone's car....my insurance per year is practically half the value of my car!! haha.. but then i guess teh sentimental value of my car is threw the roof... i guess...
thelefteyeguy
Apr 10th, 2006, 10:47 AM
your survey is flawed...ppl could be paying for multiple cars...
Squiggles
Apr 10th, 2006, 10:48 AM
I think mine is $250/mth but I'm a young, sexy, male driver (G licenced :cheesygri ) w/ a 97 Corolla
Anyone here who works in the insurance industry who can tell me if being sexy lowers your insurance rate? I am not currently sexy, but for lower insurance I am willing to become sexy!!
DISH
Apr 10th, 2006, 10:53 AM
Close to 7k. Young male, 1 recent speeding ticket. Sporty car
nopn
Apr 10th, 2006, 10:57 AM
your survey is flawed...ppl could be paying for multiple cars...
Correct be if i am wrong ! :confused: :confused:
Is one car under one insurance policy ?
or one person under one insurance policy ?
If one car is under one policy, i believe even you are paying multiple car, you still can figure out how much does it cost for a one car.
mescalito
Apr 10th, 2006, 11:34 AM
Close to 7k. Young male, 1 recent speeding ticket. Sporty car
that worth it? I just got a quote for 1100/year
22, rural, amazing
B0000rt
Apr 10th, 2006, 11:39 AM
Correct be if i am wrong ! :confused: :confused:
Is one car under one insurance policy ?
or one person under one insurance policy ?
If one car is under one policy, i believe even you are paying multiple car, you still can figure out how much does it cost for a one car.
Only policy can have multiple people and multiple cars.
Like I've listed, the insurance policy we have covers, 3 cars, and 3 people.
Redsun_ty
Apr 10th, 2006, 08:58 PM
2 accidents back in 2000 !! 5200 bucks!! god!! it would fall next year i will be turing 25!!
kfc
Apr 10th, 2006, 09:28 PM
pay $9000. under 25 drive a 1991 hyundai elantra w/ 3 tickets.
commie
Apr 10th, 2006, 11:35 PM
Last year:
$1800 for 2004 mazdaspeed miata
$1600 for 2000 Jeep Grand Cherokee
Male
over 25
North York
Licensed and insured Over 15 years
No at fault claims in 6+ years
This year, just got my renewal notice...My rates are going up by 10%.
I got the 10% surchage penalty for having more than 3 speeding tickets in 3 years....that red miata is a magnet for cops... :(
ElvaSoShexai
Apr 11th, 2006, 12:03 AM
i get the feeling i'm paying way too much... is it?
male, living in toronto, 21yrs old, clean record
i pay about 317/mo for a 1993 camry le 4cyl, full coverage, primary driver
i just got a quote of about 360/mo for a 2001 sienna le, full coverage, primary driver
Nuprapture
Apr 11th, 2006, 12:07 AM
$3471
2001 Chrysler Intrepid
No accidents
20 years old (5 years driving)
G License
Using CIBC group rate. without the rate, i woudl be paying approx 4400.
FastFokker
Apr 11th, 2006, 07:27 AM
Paying ~$1800 for auto+tenants package for 2 people... which is still much too steep in my opinion. I'd be satisfied with about $100/mo for auto+tenant.
mescalito
Apr 11th, 2006, 09:15 AM
i get the feeling i'm paying way too much... is it?
male, living in toronto, 21yrs old, clean record
i pay about 317/mo for a 1993 camry le 4cyl, full coverage, primary driver
i just got a quote of about 360/mo for a 2001 sienna le, full coverage, primary driver
Well, im 22, have 2 tickets and drive a 1992 camry v6 5sp and I pay 110 a month (primary driver and just liability). The age of the vehicle prompts for lack of complete coverage, kind of over-paying if you ask me.
CodecX81
Apr 11th, 2006, 09:19 AM
135/mo on a 1994 Dodge Caravan w00t!
beaverpanel! w00t! w00t!
thelefteyeguy
Apr 11th, 2006, 09:43 AM
2 accidents back in 2000 !! 5200 bucks!! god!! it would fall next year i will be turing 25!!
I have a feeling it won't...
ElvaSoShexai
Apr 11th, 2006, 09:53 AM
Well, im 22, have 2 tickets and drive a 1992 camry v6 5sp and I pay 110 a month (primary driver and just liability). The age of the vehicle prompts for lack of complete coverage, kind of over-paying if you ask me.
i think it's on full coverage because we just never took it off since we had the car...
after buying a new car how many years before people take off full coverage?
pete5000
Apr 11th, 2006, 10:04 AM
Thanks for making me feel better about my rates! $1082 per year for 2004 Acura TSX. Of course, I'm what you'd refer to as "old"... and no tickets, no accidents.
belgiangenius
Apr 11th, 2006, 10:09 AM
Thanks for making me feel better about my rates! $1082 per year for 2004 Acura TSX. Of course, I'm what you'd refer to as "old"... and no tickets, no accidents.
Damn. That's cheap. I pay $1250 for a 96 Civic, but I'm 29 and I live in Toronto. Perfect record.
skibaroo
Apr 11th, 2006, 02:38 PM
About $1500 for full coverage on a '97 Prelude (w/ system).
I'm the primary driver, male, over 25 in Toronto.
No tickets or accidents.
tigger03
Apr 11th, 2006, 03:21 PM
$120/mth or $1440/yr FULL insurance. 22/female. G license. 1 not-at-fault accident. No tickets. 1998 Civic. State Farm.
7jaii
Apr 11th, 2006, 03:22 PM
$1700 a year. Premium bites :mad:
ShadowVlican
Apr 11th, 2006, 04:20 PM
pay $9000. under 25 drive a 1991 hyundai elantra w/ 3 tickets.
the hell.............
$0 from my own pocket... father pays for it, but i don't get to drive.. wth :confused:
belgiangenius
Apr 11th, 2006, 04:23 PM
pay $9000. under 25 drive a 1991 hyundai elantra w/ 3 tickets.
Dude. WTF?
No accidents? Were you doing, like 180 on those tickets?
Get another insurer.
mescalito
Apr 11th, 2006, 05:24 PM
i think it's on full coverage because we just never took it off since we had the car...
after buying a new car how many years before people take off full coverage?
Well dude, the car is already 10+ years old, any serious damage would put it higher than the value anyways - Just call your broker and get them to remove it, save yourself some bucks to spend on RFD
kfc
Apr 11th, 2006, 06:28 PM
Dude. WTF?
No accidents? Were you doing, like 180 on those tickets?
Get another insurer.
actually about 140 in a 50 zone. was crusing up yonge street it was at 4:30am with no cars on the street lol
Spidey
Apr 11th, 2006, 06:30 PM
I pay about $1200 for 2 vehicles. Full covergae, 2 drivers, etc.
Alberta sure is cheap if your over 25 and no accidents. I paid that almost just for my van alone in SK
Another reason I left SK
Warped
Apr 11th, 2006, 07:14 PM
ontario
$1800 yearly
18 male, family sedan, secondary driver, and clean.
boonjaca
Apr 11th, 2006, 07:20 PM
Close to 7k. Young male, 1 recent speeding ticket. Sporty car
Holy crap, and you're still driving!!! You must be rich dude.
NeilMcduck
Apr 11th, 2006, 07:21 PM
$2300 - liability only
Male 24 (me) & Female 24 (gf)
98 Ford Escort
Toronto
0 accidents or tickets ever for either of us
TD Group rate (doesn't seem that great though)...both our birthdays are in Aug, so hopefully we'll get a nice discount for 25...
Redsun_ty
Apr 11th, 2006, 08:47 PM
I have a feeling it won't...
if not then i will say good bye !! :D
nopn
Apr 11th, 2006, 08:53 PM
pay $9000. under 25 drive a 1991 hyundai elantra w/ 3 tickets.
How long you have been like this ?
$9000 a year.
belgiangenius
Apr 11th, 2006, 08:57 PM
actually about 140 in a 50 zone. was crusing up yonge street it was at 4:30am with no cars on the street lol
Phuck, that was one expensive ticket. What did the judge say?
FastFokker
Apr 11th, 2006, 09:07 PM
140 in a 50 and paying $9g's now, sounds fair to me.
veryhuman
Apr 12th, 2006, 01:44 AM
pay $9000. under 25 drive a 1991 hyundai elantra w/ 3 tickets.
omg, ride the rocket.
Sajjad
Apr 14th, 2006, 11:22 PM
omg, ride the rocket.
How much does a chauffeur + limo rental cost... :lol:
Eli
Apr 15th, 2006, 12:21 AM
Around $3800 for full coverage on a '93 Grand Voyager and a '93 Grand Cherokee, and comprehensive (I think? I can't remember how it worked out) on a '90 Trans Am GTA. I'm 26, male, single, zero accidents, zero tickets, only driver, all three in my name. I'm pretty happy.
oceans_end
Apr 15th, 2006, 12:33 AM
I think mine is $250/mth but I'm a young, sexy, male driver (G licenced :cheesygri ) w/ a 97 Corolla
u aint never gonna get gurls no matter how sexy you are with a corolla
oceans_end
Apr 15th, 2006, 12:36 AM
2003 eclipse 450/mont full 21 G 4 tickets 3 speeding, one following too closely
DJ_Peanuts22
Apr 15th, 2006, 07:32 PM
u aint never gonna get gurls no matter how sexy you are with a corolla
oh really?
http://www.speedtechracing.com/images/media_cars/14/Nick001.jpg
http://www.speedtechracing.com/images/media_cars/14/Nick010.jpg
http://www.speedtechracing.com/images/media_cars/14/Nick283.jpg
http://img82.exs.cx/img82/3626/86-front.jpg
http://img82.exs.cx/img82/7463/86-rear.jpg
http://img122.exs.cx/img122/8739/86-girls.jpg
i beg to differ :twisted:
nogoro
Apr 15th, 2006, 10:50 PM
my japanese is rusty but that car is apparently owned by a tofu store owner. clearly it is the food and not the car that attracted the girls. :twisted:
Eli
Apr 16th, 2006, 12:15 PM
oh really?
Yep. ;)
v1perfan
Apr 16th, 2006, 12:32 PM
Let's have a survey on car insurance
Please tell your age, sex, area
Any record, tickets, commited
or any info is relevant to the car insurance
$1,200 per year, full coverage (in Ontario)
Me - 35, M
Wife - 33, F
Both of us are 6 star drivers
We own:
- 2006 Honda CR-V
- 2002 Pontiac Sunfire
- 1991 Honda CBR 600F2 Supersport
harry_ccsu
Apr 16th, 2006, 07:07 PM
4000 per year full coverage
2006 accord , 24 years old , new driver. GTA
Icedawn
Apr 16th, 2006, 07:15 PM
1100
98 red subaru legacy
21 year old
male
zero tickets
zero claims
Toronto, ON