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View Full Version : F@0$$@@!! AMEX Screwups!


yatko
Feb 21st, 2005, 11:56 AM
In the last 2 months American Express messed up twice on my transactions.
One suppose to be a return credit from a major retailer(cough BB cough) and it took them 8 weeks to credit it, although retailer issued refund within next day.

This morning I look-up to my online statement and notice that <a href=../autolink/redirectpage.php?linkid=167 target=_blank>Dell</a> double charges me for one item.

Is this my bad luck overall to experience these, or Am-ex is having problems lately? Am I the only one?

peterbrowne
Feb 21st, 2005, 12:07 PM
glad my family doesnt use AMEX

towelie
Feb 21st, 2005, 12:13 PM
0 problems for me, and getting all my worthless airmiles.

robattoronto
Feb 21st, 2005, 12:42 PM
Never had a problem with them. They've always been good with chargebacks with me and interest charge reversals. I'd say the best service in all of the creditcards i hold.

Although I can't understand the accent of the rep sometimes cuz I gets routed over to their call center in India. :-0

ginabobolee
Feb 21st, 2005, 01:16 PM
don't really have problem with them
but what i have discovered is thaty they will double charge me and then give me a credit back (all together)
so if i buy gas at shell
i will actually see
30.00
30.00
-30.00
for one transaction.......
don't know why, but never bothered to ask........since it never over charge me

advantage21
Feb 21st, 2005, 02:10 PM
Yeah, I got the double charge and then a credit on 2 items on my last bill also, but the monthly total came out correct. Never had a problem in 3 years otherwise.

robattoronto
Feb 21st, 2005, 02:16 PM
Hey, now that you guys mention that, I do see a shell double charge and a single reverse charge in this month's bill also. I just initially figured maybe my easypay tag registered a double charge.

bluetroll
Feb 21st, 2005, 06:24 PM
hey! don't be disrespecting the company that pays my bills!

gman
Feb 21st, 2005, 07:21 PM
0 problems for me, and getting all my worthless airmiles.

0 problems for me and getting all worthy cash rebates ($140+ from last year) on 1 card. And, 1.99% interest rate for the other one (better than my LOC).

simms
Feb 21st, 2005, 07:24 PM
hey! don't be disrespecting the company that pays my bills!

I think you pay your own bills. AMEX doesn't pay your own bills, AMEX pays the bills which you pay AMEX for.. :P

Directly, I guess so. But indirectly you still pay. ;)

lqd_ice
Feb 21st, 2005, 07:30 PM
are you sure it's not the retailer that is double charging you?

gman
Feb 21st, 2005, 10:16 PM
I think you pay your own bills. AMEX doesn't pay your own bills, AMEX pays the bills which you pay AMEX for.. :P

Directly, I guess so. But indirectly you still pay. ;)

I think he means he works for AMEX.

Jumbotron
Feb 21st, 2005, 11:57 PM
Corporate card holder since 1989 - it's love and hate with them.

Never too many problems with double-charges - they show up once in a while, but one of the charges always shows as a credit on the same statement - not sure why.

They do suck when it comes to dropping the hammer on delinquent accounts. Almost in merciless manner. The interest on the charge is brutal - even though we've never missed payment and just dealt with payment arriving a day or two late because of Post. They do always reverse the charges.

On the Amex credit card we got - they suspended the account over a $40 balance that was just over 30 days. That to me is ridiculous - $40 is due today, but they suspend the account over missing the minimum payment of the $5 or whatever - that account was paid and closed by my request because of the BS.

One other time, I was paying for a business lunch and my card was declined - leaving me absolutely bewildered - I have never missed a payment on our Charge account. What had happened - they sent out a new card that was never received by me and because it wasn't received - it wasn't activated - so they cancelled all our cards - nice huh?

Other BS? The statements say they are due on the 26th of the month - eventhough my actual due date is the 2nd of the following month? why they do this. I do not know.

They are also one of those companies that have a customer service line that prompts you to enter your account number and when the CSR answers... what do they ask? your damn number all over again - what a waste of time.

My latest gripe which I have experience twice this month now is this one... I call to have them explain a charge, which they do and then they ask "do you have access to the internet?" "You can log into your account and view your statement online" which I respond... but I'm not calling to view my statement and viewing my statement isn't going to answer the question I ask you today.

Yes, the call centre sounds like it's in India (like Netgear) - which I have no problem with, but the reception is **** and there is always an audible delay in the conversation.

termi
Feb 22nd, 2005, 12:03 AM
Yes, the call centre sounds like it's in India (like Netgear) - which I have no problem with, but the reception is **** and there is always an audible delay in the conversation.

It is in India.

runamuck
Feb 22nd, 2005, 12:20 AM
are you sure it's not the retailer that is double charging you?


my thoughts exactly..

chickenbones
Feb 22nd, 2005, 12:41 AM
I think AMEX is known for banking problems, this is one of the reasons why <a href=../autolink/redirectpage.php?linkid=126 target=_blank>RadioShack</a> stopped accepting them.

gman
Feb 22nd, 2005, 12:42 AM
I think AMEX is known for banking problems, this is one of the reasons why <a href=../autolink/redirectpage.php?linkid=126 target=_blank>RadioShack</a> stopped accepting them.

Hmmm! Did they ever accept it?

chickenbones
Feb 22nd, 2005, 03:13 AM
Hmmm! Did they ever accept it?

Yes a few years ago they did. Then it got too expensive and too many problems, or so I was told.

DaFonz
Feb 22nd, 2005, 03:20 AM
Amex are run by idiots. I cancelled my card because of their screw ups when upgrading me to a gold card and I never looked back.

utalking2me
Feb 22nd, 2005, 03:54 AM
don't really have problem with them
but what i have discovered is thaty they will double charge me and then give me a credit back (all together)
so if i buy gas at shell
i will actually see
30.00
30.00
-30.00
for one transaction.......
don't know why, but never bothered to ask........since it never over charge me

same here. shell also.