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Old Mar 28th, 2005, 01:09 AM   #1 (permalink)
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Default Anyone ever successful at having their student loans forgiven?
The time has come, I finally get my B. Ed. from the University of Victoria this Friday

Anyways, has anyone here been successfull when applying for debt forgiveness or reduction?

Share your stories if you have em please.

Aaron
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Old Mar 28th, 2005, 01:13 AM   #2 (permalink)
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Quote:
Originally Posted by MattGrass
The time has come, I finally get my B. Ed. from the University of Victoria this Friday

Anyways, has anyone here been successfull when applying for debt forgiveness or reduction?

Share your stories if you have em please.

Aaron
big ups to you man.
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Old Mar 28th, 2005, 01:15 AM   #3 (permalink)
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Congrats... no clue though.
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Old Mar 28th, 2005, 01:16 AM   #4 (permalink)
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ye you do get forgiven if you really have a garbage job, buh if u have some nice job then they gonna take every single penny
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Old Mar 28th, 2005, 01:16 AM   #5 (permalink)
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you must be kidding, interest kicks in 6 months after u work buddy!!
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Old Mar 28th, 2005, 01:17 AM   #6 (permalink)
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well.. the ontario one said that if u apply interest releif long enough they will write off part of your student loan
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Old Mar 28th, 2005, 01:23 AM   #7 (permalink)
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This is one of many reasons why I hate paying taxes. If you have the opportunity to work under the table - do it.
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Old Mar 28th, 2005, 01:48 AM   #8 (permalink)
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you must be kidding, interest kicks in 6 months after u work buddy!!
I thought it was 6 months after you graduate.
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Old Mar 28th, 2005, 01:52 AM   #9 (permalink)
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you must be kidding, interest kicks in 6 months after u work buddy!!
interest kicks in immediately when you graduate, you just dont have to make the first payment till after 6 months...
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Old Mar 28th, 2005, 02:07 AM   #10 (permalink)
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It's gonna hurt real bad after you graduate.
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Old Mar 28th, 2005, 02:14 AM   #11 (permalink)
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I dont know but my aunt she graduate from seneca college got a degree in programming and she had a ****** programmming job like 8$, and they actually forgave her and said its alright for some payment and cut her some slack, and then all of a sudden she got a better job they aint cuttin her slack no more
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Old Mar 28th, 2005, 11:48 AM   #12 (permalink)
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you have to make a ridiculously low amount (with proof) for them to forgive any part of your loans. Try applying for interest relief first, if you can't qulaify for that then forget about loan forgiveness.
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Old Mar 28th, 2005, 03:34 PM   #13 (permalink)
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Interest Relief goes up to 30 months or something. Plenty of time to find a new country to defect to.
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Old Mar 28th, 2005, 03:39 PM   #14 (permalink)
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just remember this *if* you decide to ask for forgiveness when you really don't need it - you obviously needed money and it was there for you. How would you have felt if you needed cash and it wasn't given to you?

The money you pay back doesn't go into someone's pocket, it goes back to other students in the future who need the cash. Instead of cheating,scamming and finding any which way to avoid/minimize paying back - why not realize you were given an interest free loan to get an education and now it's due. Do the right thing.
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Old Mar 28th, 2005, 07:26 PM   #15 (permalink)
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The money you pay back doesn't go into someone's pocket, it goes back to other students in the future who need the cash. Instead of cheating,scamming and finding any which way to avoid/minimize paying back - why not realize you were given an interest free loan to get an education and now it's due. Do the right thing.
Yup.

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