Originally Posted by winner2000

Oh man, you're budgeting yourself to death! I mean it's great to have a rough idea of how much uni will cost you, but just a little FYI -- after 1B, you can throw those estimates out the window. Tuition, in particular AFM tuition (and other deregulated programs) rise at 4-8% per year, NOT stay constant as you've listed. Same with residence fees -- and that's assuming you are IN residence for those 3-4 years. And the co-op fee will be paid for EIGHT terms, not four -- that's $2000+ extra right there you didn't budget. You also forgot your costs for GETTING to your co-op job.....driving? bus? Unless you plan to walk, that won't be free either. And your co-op earnings can vary widely -- not everyone can bank on a big-4 job.