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#1 (permalink) | ||
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Member
![]() ![]() ![]() Join Date: Aug 7th, 2005
Posts: 392
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Hey I have a question so I bought a car but the guy had to drive it here so we could complete the sale now he had to get the temporary liscence plate so that he could drive it here now heres where my question comes in.
Am I allowed to drive the car with the Trip permit to get the safety done, emission done etc.? or do I have to get insurance first then get my own trip permit. I want to know becuase I would prefer to use this one becuase that way I dont have to pay another amount to get another trip permit and that way It will be better because for me to get insurance I first need a safety certificate and I would prefer not to tow the car. |
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#2 (permalink) | ||
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Deal Addict
![]() ![]() ![]() ![]() ![]() Join Date: Nov 3rd, 2003
Location: Toronto
Posts: 1,433
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i THINK the permit has information on ur insurance stuff... because when i got mine they asked for my insurance information. but after the woman at the counter asked for it, she asked her manager some qusetions which i didn't hear and the manager said they don't need my insurance info...
but u need insurance to drive anyway... i don't think u can get another permit... because i was told u are only allowed one for every purchase or every few months or sumthin |
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#3 (permalink) | ||
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Sr. Member
![]() ![]() ![]() ![]() Join Date: Dec 5th, 2003
Location: Downtown Toronto
Posts: 754
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The DMV took my insurance info down (or at least asked me about it) before they forked over the permit to me this past summer.
I think they ask for it in the 10 day permit application form do they not? Last edited by mudmojo; Nov 30th, 2005 at 07:13 PM.. Reason: typo |
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#4 (permalink) | ||
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Deal Addict
![]() ![]() ![]() ![]() ![]() Join Date: Apr 24th, 2005
Location: Toronto, ON
Posts: 1,337
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Insurance is required to get a 10 day trip permit (in Ontario, at least). After that, make sure you do all ur e-testing, certification, etc etc in those 10 days, cuz they wont let you renew again (yes, I've tried). When you get the temp permit, bring proof of insurance, and the ownership papers.
http://www.mto.gov.on.ca/english/dandv/vehicle/temp.htm |
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#6 (permalink) | ||
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Deal Addict
![]() ![]() ![]() ![]() ![]() Join Date: Nov 3rd, 2003
Location: Toronto
Posts: 1,433
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hm.. when i got mine all they did was ask if i had insurance. i said yes and that was that? *shrugz*
really sux they only give you 10 days >< i still gotta do the federal inspection and now i have to get it towed |
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#7 (permalink) | ||
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Member
![]() ![]() ![]() Join Date: Aug 7th, 2005
Posts: 392
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actually i dont have insurance yet but the seller did have insurance so he already got the 10 day permit and the permit is in the car now it expires on dec. 7, 2005 so im wondering is if i can use the remainder of the time to get my etest and safety done?
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#12 (permalink) | ||
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Sr. Member
![]() ![]() ![]() ![]() Join Date: Nov 23rd, 2005
Location: GTA
Posts: 544
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You need to have your own insurance, and your own trip permit to legally drive it.
The minimum fine now for driving with no insurance is $5,000, the small fine your firiend got must have been for failing to produce proof of insurance when pulled over. He still would have had to have gone to the station afterwards to show he was in fact insured. |
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#13 (permalink) | ||
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Member
![]() ![]() ![]() Join Date: Aug 7th, 2005
Posts: 392
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ok thanks so i cant use it without insurance I guess its either having it towed to get a safety or pushing it, what would be the reasoning with pushing it to the canadian tire its about 10 minutes walking time and you can go through a small street?
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#14 (permalink) | ||
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Deal Addict
![]() ![]() ![]() ![]() ![]() Join Date: Apr 24th, 2005
Location: Toronto, ON
Posts: 1,337
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When I bought my used car, first, I called around for insurance quotes. When I settled on an insurer, they faxed me proof of insurance (it basically has my name, address, policy no, effective & expire dates, and VIN number of car). I took it to MTO with the ownership (filled out on the back) and UVIP (filled out). I got my 10-day and then went to get SSC and etest. 10 days is plenty of time to get all that done.
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