What to Buy in July
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Jewelery is a fantastic buy all summer. With Valentine's Day and Mother's Day both in the past, there's a bit of a downturn in jewelery-buying events in the second half of the year, and it's an excellent time to get a deal. We've also experienced that there's more room for haggling when buying jewelery than virtually anything else (except possibly cars and mattresses), so don't be shy about working to get a better deal.
In addition to jewelery in general, the summer is actually a particularly great time to buy engagement rings! Almost half of all engagements take place in the months of December, January and February so July is right in the middle of the slowest season and jewelers are eager to move rings!
Laptop prices start to trend downward in July as part of Back to School sales -- keep your eye out for great deals.
House paint sees an unusually high number of sales this month.
School supplies aren't quite ready to buy -- prices will be lower next month!
Television prices are at their peak this time of year. You're better off waiting until November to buy a TV if you can -- prices are lower from Black Friday all the way through February due to a variety of factors (including manufacturing schedules and the Super Bowl).
Swimwear prices actually tend to be low this time of year, but stock can be really sparse. If you can find items in your size, you'll them for a great price -- but that's a pretty big if!
Grills and Outdoor Furniture are both hitting a sweet spot this month -- it's far enough into summer that prices are dropping, but there's still plenty of time to get use out of them. Prices will be a bit lower in September (most retailers don't have the room to store massive boxes of patio furniture all winter), but selection might be lower and that makes July an overall great time to buy.
If you held off buying an Air Conditioner unit last month, you'll be happy to know that on average, they're 15-20% less this month. They're still not cheap, but if the heat is driving you crazy, it might be time to take the plunge.