Tangerine ING Direct: 10 Year Fixed Rate Mortgage at 3.99% ING Direct: 10 Year Fixed Rate Mortgage at 3.99%

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Low mortgage rates are still making a big splash. If you're looking for long term security, ING Direct is offering a 10 Year Fixed Rate "Unmortgage" at 3.99%. Some other institutions have followed suit, but a 10-year fixed rate mortgage at under 4% is definitely news!

ING Direct mortgages give you flexible prepayment options -- you can make lump sum payments up to 25% of your original mortgage amount and increase regular payments up to 25% every year.

If you're still considering your options, you can compare mortgage rates with the RedFlagDeals.com mortgage comparison tool.

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