Most banks these days have a free student banking account but as far as we know, only the BMO Student Banking Plan will give you one additional free year after graduation. The plan includes up to 30 transactions free each month, 1 Interac Email Money Transfer per month, and Overdraft Transfer Service all for free. If that's not enough, you can apply the $8.50 per month value to one of their other Everyday Banking Plans.

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