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2.99% 4-Year Fixed Rate Mortgages @ CIBC, RBC, TD, and Scotiabank

2.99% 4-Year Fixed Rate Mortgages
This deal has expired! This deal has expired!

After BMO jumped out of the gate with a 5-year fixed rate mortgage at 2.99%, other financial institutions have responded aggressively with low mortgage rate offers of their own. Now, multiple banks have 2.99% 4-year fixed rate mortgages!

Instead of the extra year you get from BMO, these 4-year mortgages tend to have a more flexibility in terms of paying off your mortgage -- longer amortization periods and higher prepayment/payment increase options, for instance. No offer is definitively better than the other since everyone has different needs.

All in all, it's a good time if you're hunting for a mortgage. Even if you aren't, educating yourself now will help you in the long run. You can start doing more research with the RedFlagDeals.com mortgage rate comparison tool.

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    • yvrdad
    • HSBC is also offering this 2.99% rate as well for 5 years!
    • thebassman
    • Just watch out for restrictions - always consult a mortgage professional before jumping in on these... While the rates are low, some of the options may end up costing you a lot more $$$. That being said, these are amazingly low rates! *******************
    • sphinxx
    • trying to decide : 10yr 3.99; 5yr 2.99; 3yr 2.79. let me know what you think.
    • Natwork
    • It is back again:

    • Natwork
    • It is back again:


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