CIBC CIBC: Get $300.00 When You Open a CIBC Smart Account Get $300 When You Open a CIBC Smart Account!

get this deal

Free money is the best money, so take advantage of the latest bonus offer from CIBC, where you can get $300.00 if you open a Smart Account!

You can open an account online or at a CIBC branch and there are a few steps involved to receive your bonus.

  • Open a new CIBC Smart Account before June 30
  • Complete at least one recurring direct deposit within three months of opening the account
  • Complete at least two recurring pre-authorized payments within three months of opening the account

The CIBC Smart Account is a chequing account with a monthly fee that varies depending on your usage per month. Monthly fees range from $4.95 per month for up to 12 transactions, then $1.25 for each additional transaction up to a maximum of $14.95 per month for unlimited transactions -- click here to learn more about the Smart Account.

This offer is available to new or qualifying CIBC customers until June 30 -- click here to read the complete terms and conditions for this offer.

137 Comments

View all
    • I see no mention of how long the account must be open and whether a restriction for previous promotions.
    • Report Post
    • shows $150 on the webpage for me in ON
    • Report Post
    • Terms and conditions

      A transaction includes cheques, withdrawals, transfers, pre-authorized payments, bill payments (including CIBC Credit Cards and CIBC Personal Lines of Credit) and debit purchases. Transfers to CIBC-branded loans (excluding CIBC Personal Lines of Credit), mortgages and investments (registered and non-registered) are free. “CIBC-branded” means any brand that has CIBC in its name. Additional fee(s) apply to withdrawals from non-CIBC bank machines and transactions in foreign currency (including cheques written in currencies other than the account currency).

      * To qualify, open a CIBC Smart Account held at a participating CIBC banking centre located within the province of Alberta. Next, within 3 calendar months, set up and complete within the CIBC Smart Account at least one (1) eligible recurring direct deposit OR at least two (2) different eligible recurring pre-authorized debits within the same calendar month and get $300 within 12 to 16 weeks. Offer ends April 28, 2017, and is not open to persons who have or jointly hold a CIBC chequing account. This offer cannot be combined with any other offer, reward or rebate except the CIBC Homeowner® Banking Bundle or the CIBC Smart Account fee waiver. Other conditions apply; for full details, call us at 1-866-525-8622 or see the Terms and Conditions (PDF, 43 KB)

      1 Please see the Personal Account Service Fees brochure available at cibc.com or in-branch for a description of transactions that are included in the CIBC Smart™ Account monthly fee and everyday banking fees for other Personal Bank Accounts and Services.

      2 The additional $1.50 service fee has been removed for sending Interac e-Transfers®. Each Interac e-Transfer you send counts as a transaction for calculating your monthly fee.

      CIBC Smart™ Account is a trademark of CIBC. CIBC Cube Design and “Banking that fits your life.” are trademarks of CIBC.
    • Report Post
    • So to get free $300

      1) need a minimum balance of $3000 (to have the monthly fee waived)
      2) wait about 12-16 weeks according to t&c
      3) and wait 12 months to keep the account open
    • Report Post
    • bkushner wrote:
      Apr 13th, 2017 12:03 am
      I see no mention of how long the account must be open and whether a restriction for previous promotions.
      I updated it in the post. 1-year as usual.
    • Report Post
    • Applied and accepted. Guess I keep 3000 in the account for a year.
    • Report Post
    • where do you see the condition to keep account open for 12 months?
    • Report Post
    • I already did this last year when they had the same offer. Any restrictions on me doing it again? I'm always on board for 10% ROI risk free.
    • Report Post
    • frozenmelon wrote:
      Apr 13th, 2017 4:40 am
      I already did this last year when they had the same offer. Any restrictions on me doing it again? I'm always on board for 10% ROI risk free.
      I see no restriction
    • Report Post
    • They have a 4.95$ monthly fee option on this account. I may just do that.
    • Report Post
    • I can't find the T&C on the website. Do we have to not had an account in the last 90 days to be eligible? Or if someone can link the PDF that'd be great, I must be blind.
    • Report Post
    • Saw this on my online banking sign-in, the account is $5.99 a month and apparently they'll give you $300 to make one direct deposit.

      Change the deposit account for say, your tax return, which is what I'm doing, and get another $300, cancel the account with no fees.
    • Report Post
    • Sorry my mistake it's 4.95 a month
    • Report Post
    • I see the account details but nothing about the $300. Any advert showing this?
    • Report Post
    • hansy24 wrote:
      Apr 27th, 2017 5:50 pm
      I see the account details but nothing about the $300. Any advert showing this?
      When I opened op's link it shows right there. Along with "Alberta only" in red letters😀
    • Report Post
    • hansy24 wrote:
      Apr 27th, 2017 5:50 pm
      I see the account details but nothing about the $300. Any advert showing this?
      1493313118526-938343493.jpg
    • Report Post
    • Only for Alberta it says.
    • Report Post
    • Yeah that why I put (AB) in the title, seriously no one wants $300 in AB? You people scramble to save five dollars
    • Report Post
    • You can waive the monthly fee too:
      "Your monthly fee is completely waived when you keep a minimum daily balance of $3,000 and you make a recurring direct deposit or 2 pre-authorized payments each month."
    • Report Post

Other Banking & Investing Deals

View all
get deal