If you're a Visa cardholder, you might want to check out VisaPerks.ca to take advantage of year-round offers from magazine subscription discounts to hotel perks & more. You will need to use your Visa credit card to get the deals found on VisaPerks.ca.

Here are some current offers exclusive to Visa cardholders:

• Save over 75% on your 12-month subscription to Elle Canada magazine - $10 before taxes. Offer expires on January 31. Click here to get full details & exclusions.

• Save over 70% on your subscription to The Hockey News - 30 issues for $37.95 including taxes. Offer expires on January 31. Click here to get full details & exclusions.

• Get 20% off your accommodation and multi-day ski lift ticket at Big White Ski Resort when you book & stay a min. 2 nights at select chateau or inns. Offer expires on April 15. Click here to get full details & exclusions.

• Get daily breakfast, 24-hour Internet & late check-out (3 pm) when you book an "Indulge Yourself" offer at participating Swissotel Hotels & Resorts. Offer expires on December 31. Click here to get full details & exclusions.

• Save 15% on CanadianFlowerShop.ca using promo code VISA2012A at checkout. Offer expires on January 15, 2013. Click here to get full details & exclusions.