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October 21 2014

Quick Black Friday Tips

By Kate Musgrove

For years, Boxing Day dominated the retail scene in Canada. But each year since about 2010, Black Friday has grown (and grown… grown). This holiday was originally an American tradition, with retailers using the date to kick off the holiday shopping season with big sales and deep discounts. Black Friday is always the day after American Thanksgiving but Canadians haven’t seemed to let the fact that we celebrate Thanksgiving about six weeks earlier stop us from taking part.

If you haven’t shopped Black Friday before, here are a few tips:

  • Online Black Friday sales will typically start the instant the clock ticks from Thursday to Friday –12:01 AM – so grab a cup of coffee after work to stay up.
  • If there’s a site you think you’ll want to shop at, be sure to set up an account with updated shipping and payment information in advance. If there are only a few of your most coveted item in stock, you don’t want someone else to snap up the last one while you’re painstakingly entering your Visa number.
  • RedFlagDeals.com will typically have flyers from retailers as much as a week before the sale starts, so keep an eye on the flyers section and you’ll have a huge leg up on your shopping.

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October 21 2014

Secret Santa Gift Ideas

By Kate Musgrove

It’s coming up on that time of year – you’re buying presents for your very nearest and dearest family and friends… and that one weird guy at the office. For reasons we can’t completely figure out, offices often hold a random draw gift exchange which means that in addition to buying gifts for the people you love, you’re also buying a gift for someone you don’t know (or worse – someone you know but you don’t like!). Here are a few Secret Santa shopping tips to help you out:

Boss: buying presents for your boss can be awkward. If you give an extravagant gift you may look like you are currying favour. Pick something small but meaningful instead – a framed photo from a work event, or some homemade sweets to share.

Complete Stranger: Keep an eye on their desk for clues. For example, if they are never far from their coffee, you could do something like a mug, a coffee shop gift certificate or even some gourmet coffee beans. If their desk is covered with photos of their kids, you might give them a board game they can play as a family.

Office Nemesis: a forced gift exchange is a great time to kill with kindness – even though the temptation to give them a Dating for Dummies book or an introductory Weight Watchers membership may be there, a thoughtful holiday gift could go a long way to bridging this gap.

Intern: typically, interns aren’t well-paid. This is definitely the time to skip a gag gift and give something genuinely useful, like a gift card for a store you’re sure they’ll like or a pair of movie passes.

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September 03 2014

Student Credit Card Basics

By Kate Musgrove

If you are just entering university, this is probably the first time you can get your own credit card. It’s a good opportunity to establish a credit history, but you should do your homework first. Think of your credit score like a GPA for your finances – having a good one will open doors! And if you don’t start building a credit history when you’re an undergraduate, you may find yourself freshly graduated, employed and unable to rent an apartment or finance a car without a co-signer.

RFD has a credit card comparison tool to help figure out which card is best for you. Or you just browse all of the Student Credit Card options here. Some basic features to look at are annual fees, interest rates, and overdraft policies. Beyond that, you might look for perks – there are options out there for cash back, reward miles, extended warranties on purchases, and more. Personally, I was glad that the credit card I had in college had a $1000 balance limit -- I suspect I would have consistently spent more if I had a higher balance limit.

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August 20 2014

Laptop Buying Tips

By Kate Musgrove

Aside from the cost of tuition, new tech is probably the most expensive part of starting college. If you’re in the market for a new laptop we’ve got a few tips to help out.

Remember, price isn’t the only factor: certainly, you don’t want to spend too much on a laptop, and we regularly see Chromebooks or other similarly barebones units for $250-$300. But if you actually need more power, more storage and more programs than your bargain computer can accommodate you might find yourself upgrading to something bigger, better and more expensive. So our suggestion? Really assess what you need in a computer before you start shopping. If your area of study is likely to have special requirements (like graphic design or field biology) you may even want to ask the professors in your future program if they have tech suggestions. Similarly, you might hear that your programs require a basic word processing program and not much else.

Don’t forget to consider the cost of accessories: Tablets, we’re looking at you. While going ultra lightweight and portable with a tablet is tempting and the tablet itself might be around the same price as a laptop, remember that you’ll have to buy a keyboard and a case at the very least. Very good Bluetooth keyboards can easily run $100 and that might be enough to break your student budget. (And if you are planning on taking notes and writing papers using only the onscreen keyboard, well, good luck.)

Don’t buy if you don’t have to. Your laptop from high school or last year might be in decent shape and if that’s the case, go ahead and start the school year with that! Sure, when you were off to grade five a new year meant new outfits, a new backpack and an unbelievably clean pair of shoes, but you’re older now (and a laptop costs a lot more than a basic backpack). So use your old machine as long as you can (ensuring that you backup frequently to a cloud service or an external hard drive, of course) and pull the trigger on a new machine later.

Above all? No matter when or what you're buying, don't forget to check RFD for the latest deals!

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August 13 2014

Back to School Tips for Parents

By Kate Musgrove

If you’re a parent, getting out the door in the morning – to school or daycare – can feel like an absolute marathon. Here are three tips from RedFlagDeals.com to make your mornings just a little easier.

Shoes: If your child doesn’t know their right foot from their left it can take ages to get their shoes on the right feet and get out the door. One suggestion we’ve seen is to cut a sticker in half and put half on the inside of each shoe so they make a complete image when the shoes are lined up to go on the right feet. While they sell stickers designed for this, we bet you’d be fine with any large sticker.

Clothes: If your child has a school uniform or simply doesn’t care about what he or she wears to school, you may find that getting dressed is the easiest part of their morning. But for little kids with big opinions, we suggest letting them pick out five outfits on Sunday night. Each outfit can be put in a reusable Ziploc bag complete with socks, underpants and even hair accessories. Then you can assign a day to each one – or just pick one from the pile each morning. It cuts down on decision-making time (also known as stalling) and eliminates the possibility of the dreaded “I want to wear X [but it’s in the dirty clothes hamper]” tantrum.

Paperwork: Kids of all ages come home with forms, permission slips, school supply requests and other paperwork. We suggest giving each child a spot in a wall file or in/out box (something like this would be nice if you have three kids) where they can put anything that needs to be read, reviewed or signed. You can look at it in the evening, sign what’s needed and put it back in their backpack for the next day. You'll never be blindsided by three permission slips and one test two minutes before school starts again.

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August 06 2014

Budgeting 101

By Kate Musgrove

According to Statistics Canada, Canadian full-time undergraduate students paid an average of $5,772 in tuition fees in the 2013/2014 academic year. And that’s just tuition – the cost of living on your own for an 8-month academic year will probably fall in the neighbourhood of ten to fifteen thousand dollars (or more)! If you’re lucky enough to stay at home while you’re attending school, you’ll save a lot of money, but frankly, no matter where you live, when college starts it’s time to learn to budget!

Before school starts, make a list of your anticipated monthly income. In addition to any traditional income from working, don’t forget to include money from scholarships, parents, and loans. Then take a look at your monthly costs. It’s easy to forget what expenses might come up if you’ve never lived on your own, so remember: in addition to the books and school supplies, you’ll have to cover your cell phone bill, clothes and personal care, any food costs not covered by your meal plan (or your parents’ generous open-fridge policy) and, if you’re not living on campus, a transit pass or a parking spot. If your monthly expenses are greater than your monthly income, you’ll have to spend less or bring in more – but think carefully at how you go about it.

If money is tight, you might be tempted to take on another job or rack up extra shifts at your current job. But remember – all your efforts won’t mean much if you do poorly in your classes because you are too busy babysitting, waiting tables and washing floors to hit the books. Graduating with great grades, strong professor recommendations and a small amount of student loans is preferable to graduating debt-free with weak grades and no professors who will champion your work – or not graduating at all! If you’re in college your goal is likely to graduate and secure a good job – don’t let an obsession with getting through school debt-free derail you.

At the same time, we can’t recommend holding half a dozen credit cards and throwing big parties every week while telling yourself that you’ll pay it all off when you’re older.

In budgets, like life, we like to think of the old expression “all things in moderation…including moderation”. So, some months you might spend three weeks of entertainment budget on a great night out – and eat a lot of ramen while your bank account recovers. That’s definitely okay, as long as it balances out over the course of the month.

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August 02 2013

Back to School Laptop Buying Guide

By Brian Chin

Back to school season is here and, while the concept of returning to class might not be all that exciting, shopping for new gadgets is always fun. For the students in need of a new laptop for the coming year and beyond, here are a few tips from us here at RedFlagDeals.com.

Determine the primary use. If you're in the market for a laptop primarily for school, you can definitely find one that fits almost any budget between $350-$400. It might not be the latest and greatest but it'll probably have an i3 processor, 4GB of RAM and a 500GB hard drive; enough for getting down to work, putting together presentations and more. Gaming laptops with lots more hard drive space, RAM and a graphics card will cost hundreds more so you'll want to spend some time looking at what you actually need your laptop for.

Shop around. This can be said with anything, really, but you want to give yourself as many options as possible to find the best deal available. Once you figure out what kind of laptop you want, check out every possible retailer to compare prices, warranties, features, return policies and anything else you deem important. A laptop is an investment for most and you don't want to spend hundreds of dollars without first doing your due diligence. And don't forget, if you're part of the RedFlagDeals.com community, we offer 2.25% cash back on purchases from Dell, 1.25% cash back from Apple, 3% cash back from Lenovo and 2.5% cash back from Tiger Direct.

Keep in mind: the right Refurbished model isn't a bad idea! While the 'used' label that often comes with refurbished laptops is a legitimate concern, there are also very good deals to be had if you buy from a reputable retailer. Right now, brand new third-generation i3, i5 and i7 laptops can cost anywhere between $450, $550 and $650 with a decent amount of hard drive space and RAM. Refurbished models, on the other hand, will probably cost you around $100 less, at the very least. They're not for everyone but every bit of saving helps during this time of the year. Check out the latest deals on refurbished electronics here.

Size: Supersize your RAM and hard drive space. Most notebooks now will come with a standard of 4GB of RAM and around 500GB of free space which is good but certainly not great. While that might be enough for the casual laptop user, we'd definitely recommend upsizing to at least 8GB of RAM and 750GB of space if possible. If you have room in the budget, both are worthwhile upgrades to make. And in purely physical terms, size really does matter. All jokes aside, technology has come a long way in a few years where the advent of ultrabooks and the Macbook Air has allowed for some lightweight and very compact computers. If you must travel light, remember you're paying a premium for size and weight when it comes to ultrabooks. Yes, they're just a few centimeters thick and under two pounds but those specs can get a little heavy on the wallet.

Accessorize: Now that you have some new hardware in hand, here are some common post-laptop purchases to help you get the most out of it. For those of you living abroad, a laptop lock ($40) is an absolute must, an external monitor ($130) gives you some more screen space and a carrying case ($30) is pretty much a no-brainer. An external hard drive ($50-$100) is also recommended as a way to maximize storage space.

Explore Alternatives. Remember way back when people used to take notes with pencil and paper? Yeah, neither do we. If a laptop is a little out of your budget, you can probably get by with a tablet and a Bluetooth keyboard. If you can afford it, though, a laptop offers much more in terms of productivity potential so you might be better off buying a low-end laptop over a high-end tablet which might cost you just as much.

Following these tips will undoubtedly make laptop purchasing a lot more fun and less of a financial burden. Remember, by doing your homework, there's no reason you can't pick up a laptop that suits your needs and won't add to your student debt.

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July 22 2013

Back-to-School Survival Guide - Shopping With Young Kids

By Amanda Aikman

From toddlers to tweens, back-to-school shopping with the younger kids can be a battle – but it doesn’t have to be. Whether you’re prepping them for pre-school or beyond, here are some simple strategies for surviving this annual shopping blitz.

  • Forget play dates, plan a shopping date. Invite another parent and let your children distract each other – or get grandma to tag along for backup.
  • Don’t shop ‘till they drop. Most malls offer children’s play areas, so avoid the stroller stir-crazies by letting the wee ones out to burn off some energy. Older kids along for the ride? Let them decompress for a bit in the food court, arcade (if available), or at a music/video game store for a change of pace.
  • Do your homework. Don’t get sucked into the mall vortex with screaming kids in tow – know what you need and where to get it. For tips on finding the best sales, stay tuned to the RedFlagDeals.com deals homepage, Back to School section flyers page, and forums.
  • Just say yes (well, once anyway). Kids get just as tired of hearing no as you get of saying it. Give in to one of their must-have-or-die clothing wishes and bask in their gratitude and compliance for the rest of your shopping trip – just don’t let them wear it on school-photo day if it’s something they’ll really regret!
  • Have snacks; will travel. Bring food and beverages from home instead of letting the kids fill up on overpriced, under-nutritious mall food.
  • What’s good for the goose is good for the gosling. You’ve made them try on shoes and endure line-ups all day, so take some time to check out the latest action figure or vampire novel they’re dying to show you. Looking doesn’t have to lead to buying; it’s the effort that counts!

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July 11 2013

#RFDChat - Travel Tips & Tricks with Expedia!

By Jerowe Ragudo



Join #RFDChat on Wednesday, July 17 at 3pm EDT / 12pm PDT for an interactive Twitter chat with Expedia and Social Media Expert, Carla Young on the best ways to save money on travel! (Not sure what a Twitter chat is? Read below!)

Topics We’ll Cover:
  • When is the best time to get deals on travel?
  • How far in advance should you book to get the best deals?
  • How can you maximize your travel using points or rewards?
  • and much more!

Participate & Win!
We're giving away a $500 Expedia travel voucher and $250 in Bon Appétit Gift Cards (valid at Swiss Chalet, Harvey’s, Kelsey’s and more!) Winners will also be announced on this page as they're drawn. To enter, just follow @RedFlagDeals on Twitter and RSVP below with your Twitter handle in the comments section below. It's that simple!

To participate:
1. Follow @RedFlagDeals on twitter.com/redflagdeals
2. LIKE RedFlagDeals on facebook.com/redflagdeals
3. RSVP with your Twitter Handle in the comments below (to be eligible for the draw during the chat).
4. SUBMIT a question. If we use your question in the chat, you win a prize!
5. Join #RFDChat on Twitter via tchat.io on Wednesday, July 17th at 3pm EDT / 12pm PDT.

About Twitter Chats:
A Twitter chat is an interactive discussion hosted on Twitter using a keyword hashtag(#) to track the topic. Participants and panelists will answer questions and share tips on a particular topic theme adding the hashtag to the end of their answer.

To participate in a Twitter chat, simply follow the hashtag(#) using Twitter Search OR login to tchat.io using your Twitter ID and the chat hashtag(#). Don’t forget to add the chat hashtag(#) to all your answers so your response is seen by other chat participants.

Q&A - Answered By Expedia.ca

Q1: When is the best time to get deals on travel?
Q2: Is there a worst time to get deals on travel?
Q3: How far in advance should you book to get the best deals?
Q4: What’s the best way to find last-minute travel deals?
Q5: Is it better to book hotel and flight together?
Q6: How do you find local deals when you arrive?
Q7: Is it better to book tours and buy tickets before you leave?
Q8: How do you find coupons and discount codes??
Q9: How can you maximize your travel using points or rewards?
Q10: What are some other ways to save money on travel?
Q11: What is the most cost effective way to travel within Canada? (Submitted by @unrash)
Q12: Which days of the week are actually the cheapest to book a flight? (Submitted by @billy_pg)
Q13: Is it a good idea to just wait until the day before and book a last minute getaway? (Submitted by @nicolebans)
Q14: Do you have tips for saving money when travelling with small children? (Submitted by @jentamar)
Q15: Do you have any money saving tips for when you take a road trip (Submitted by @kitty)

Q1: When is the best time to get deals on travel?
Holiday travel is always in demand and prices often match demand. Before you book, take a closer look at how your vacation can work around peak holidays as well as the ‘shoulder season,’ – the time between high and low season when a usually low demand for travel can equal some great deals.

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Q2: Is there a worst time to get deals on travel?
Popular times of the year, including holidays and March Break, and large scale events such as major sporting events, and festivals tend to drive high demand for travel. As a result, some travellers may find destinations more expensive during these peak periods. If you are planning on getting away during a busy season, or there is a big event in the location you are going to visit, book travel as early as possible. The demand will be even greater the longer you wait and chances are the price will go up too.

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Q3: How far in advance should you book to get the best deals?
If you can, consider booking about three months in advance to secure the best deal. If you can’t commit to booking too far in advance, an effective way to get the most travel bang for your buck is to keep on top of seasonal or last minute deals.

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Q4: What’s the best way to find last-minute travel deals?
If your calendar can accommodate last-minute travel, consider signing up for last-minute e-mail alerts, which can bring big savings right to your inbox. Expedia.ca’s ASAP (A Suddenly Amazing Price) sales offer last minute deals that could save travellers up to 50% off participating hotels and getaway packages. Expedia.ca’s App, available for both Apple and Andriod users, offers mobile-exclusive hotel deals that can equal immediate savings – money that can be spent enjoying other aspects of your trip. 

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Q5: Is it better to book hotel and flight together?
Yes – bundling is a great way to save money and time that would be spent researching endless hotel options! Canadian travellers can save on average $300 when they book flight and hotel together on Expedia.ca. Not only does this help to simplify the booking and planning process for travellers, but it also provides great savings.

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Q6: How do you find local deals when you arrive?
Assuming you’ve arrived to your destination without a hotel reservation, the best way to find local deals on the ground is with the Expedia App. The Expedia App has access to thousands of hotels, flights, car rentals, cruise ship itineraries as well as on the ground services –with mobile exclusive hotel discounts that only the country’s leading online travel provider can offer.  Thanks to recent upgrades, the app now allows travellers who book on Expedia.ca to access their entire itinerary easily and conveniently - no matter where they are. Looking for a map to guide you through an unfamiliar airport? Need to know where to get a cup of coffee before your flight? If you have a smartphone, you will be able to find everything you need with the quick touch of a button.

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Q7: Is it better to book tours and buy tickets before you leave?
Expedia.ca recommends booking tours in advance by searching for discounts that are readily available online and that you just won’t get when you’re on the ground. For example, Expedia.ca has a full Activities Page where you can purchase discount tickets to some of the most popular and sought after destinations and activities in the world.

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Q8: How do you find coupons and discount codes?
Email alerts are a great way to get exclusive deals that are only available to subscribed customers. For example, if you sign up to receive Expedia.ca email alerts, you will be notified of the best travel deals that aren’t available to the public.

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Q9: How can you maximize your travel using points or rewards?
Expedia.ca has partnered with TD Canada Trust. Now, not only can you use your reward miles on travel, you can use them confidently with the world’s most-visited full-service online travel company. Whether you book online or via phone, you not only enjoy an easy-to-navigate, one-stop planning and booking experience, but will also enjoy peace of mind knowing they can reach Expedia For TD travel representatives, 24 hours a day, seven days a week.

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Q10: What are some other ways to save money on travel?
There are many ways to save money on travel!

Be Flexible: As a traveller, flexibility comes in all forms, so keep the following in mind when planning your upcoming summer and fall travel.

Consider alternative airports: If you live within driving distance of two or more airports, be sure to check fares for all of your options. Some airlines offer special fares for flights into specific airports that you can easily cash in on. The same applies if you live close to a U.S. airport such as Buffalo or Seattle and you can also check out Expedia.ca’s Border City Deals to save on upcoming travel.

Think twice about your departure date: Check the days (or weeks, if possible) before and after your initial choice of travel date as sometimes even a small adjustment in date can save you money.

Be willing to make a stop or connection on your flight: You can sometimes save by considering flights that stop en route, so if your schedule allows you could save big.

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Q11: What is the most cost effective way to travel within Canada? I always find it cheaper to go South or to Europe and haven't enjoyed my own country yet. (Submitted by @unrash)
Ultimately, whether you’re travelling within Canada, the US or Europe, the key to making sure you have an enjoyable, and cost friendly, vacation is to do your homework before leaving home.

For many of us, reading online reviews has now become a mandatory part of our travel research process. Tools such as Expedia.ca’s Verified Reviews, as an example, is a collection of over 7.5 million hotel reviews from actual travellers. You can also sort through the rating by date submitted, language, and photos to ensure they find the relevant content quickly. Remember to check for all in-pricing and consider bundling your various travel components to ensure you’re getting the best bang for your buck, regardless of which side of the coast you’re headed.

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Q12: I've noticed cheaper rates Tuesdays and Wednesdays and more expensive Fri-Sun. Which days of the week are actually the cheapest to book a flight? (Submitted by @billy_pg)
Prices can change from day-today. If you’re looking to get away, but don’t have a set departure or return date in mind, you can save a lot of money. By not having specific requirements such as a particular hotel or travel date, you can book the least expensive option and get away.

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Q13: How do last minute deals work? If I don't care where I go, is it a good idea to just wait until the day before and book a last minute getaway? (Submitted by @nicolebans)
If your calendar can accommodate last-minute travel, consider signing up for last-minute e-mail alerts, which can bring big savings right to your inbox. Expedia.ca’s ASAP (A Suddenly Amazing Price) sales offer last minute deals that could save travellers up to 50% off participating hotels and getaway packages.

Also, if you’re feeling spontaneous, take part in Expedia.ca’s Spontaneous Summer Sale where you can save up to 50 per cent on select hotels worldwide this summer.
 

Back To Questions


Q14: Do you have tips for saving money when travelling with small children? (Submitted by @jentamar)
Yes, we have several tips for ways you can save money when travelling with children.

1)    Be budget savvy – The costs of a family vacation often add up, thereby contributing to the total sum. To help keep the budget in-check, look for seasonal sales, last minute and border city deals and make sure to bundle hotel and flight together to help get the most bang for your buck. Sites like Expedia.ca also show all-in-pricing so you will know upfront exactly whether the family vacation of your dreams is within your holiday budget. 

2)    Start packing early – No parent wants to waste time or money shopping while on vacation for the things they’ve forgotten to pack. To dodge this avoidable stress and unwanted costs, don’t wait until the day before to pack; rather start with a little each day to ensure you don’t forget anything important.

3)    Bring snacks (and lots of them) – As you’re packing, think of the number of snacks you’ll need to take with you and then double that amount. Not only will snacks keep your child entertained, but they will also avoid crankiness that can result from being hungry and the inflated costs of buying snacks on the go. Plus, you never know what you’ll find (or not find) on the menu, or what the cost will be for these food options, so it’s a good idea to have a few kid-friendly food options on hand at all times.

4)    Book Ahead – Once you’ve selected your destination, start planning your itinerary. From destination activities like theme parks, water parks and museums for the kids to shopping, tours and golf outings for the parents, Expedia.ca offers some great deals activity options to ensure a memorable, lively and price friendly holiday.

5)    Look for Extras – Many hotels offer free perks such as free breakfasts, tours and other activities when you book. Hotels often offer these types of ‘extras’ when you book through travel partners like Expedia.ca so be sure to keep an eye out for added perks and benefits that can help you save.


Back To Questions


Q15: Do you have any money saving tips for when you take a road trip? (Submitted by @kitty)
If a week-long vacation is not in your budget, then consider getting away for just a weekend. Whether your destination is to Sauble Beach for some R&R, or to Great Wolf Lodge in Niagara Falls for a little more excitement, weekend getaways provide travellers with much-needed, and well-deserved, time away while staying on budget.

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Today's Grand Prize Winner: $500 Expedia.ca Travel Voucher
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May 07 2013

20 Newest Target Canada Stores Open Today!

By Amanda Aikman

Happy May 7! What's so happy about it? Well, if you've been looking forward to a Target Canada store opening near you, 20 more locations will be opening their doors today.

Here's the list of May 7 openings:

  • Calgary: Chinook Centre, Forest Lawn Shopping Centre, Market Mall
  • Edmonton: Bonnie Doon Shopping Centre, Mill Woods Town Centre, West Edmonton Mall
  • Grande Prairie: Prairie Mall
  • Red Deer: Bower Place
  • Sherwood Park: Sherwood Park Mall
  • St. Albert: St. Albert Centre
  • Campbell River: Discovery Harbour Shopping Centre
  • Coquitlam: Coquitlam Centre
  • Cranbrook: Tamarack Mall
  • Delta: Scottsdale Centre
  • Kamloops: Sahali Centre
  • Vernon: Village Green Centre
  • Victoria: Tillicum Centre
  • Brandon: Shoppers Mall
  • Winnipeg: Kildonan Place, Southdale Centre

And next week the Shoppes at Shawnessy in Calgary and Pine Centre in Prince George will see their Targets open on May 14. You can view the latest Target flyer in the RedFlagDeals.com flyers section. For more information on your local store visit Target.ca.

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